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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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I've finally finished writing Christmas cards, addressing envelopes and wrapping up small gifts and vouchers to post :xmastree:.
It's taken me all afternoon :doh:.
Thank goodness that's done, now I can get them all posted tomorrow. It's always a weight off my mind when I've dropped them at the post office :T. I'm going to hand deliver as many as possible to save money :money:.
Now I can celebrate by cooking dinner, there's no rest for the wicked!Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Glad DH is on the mend and that BIL is heading in the right direction.
Hope you had a Baileys to write your cards with - or at the very least a coffee and a mince pie- and definitely Christmas music
I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
I had some mince pies and there was an Xmas film on in the background SA :xmassmile. I'm on the cider now as a reward :beer:Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Lovely
I still need to wrap the presents, which means more Baileys and Christmas music - what a shame!I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Any excuse at this time of year SA :beer:. I have plenty more presents to wrap but I'll do that next weekend with some mulled wine :xmassmile.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Sun_Addict wrote: »Lovely
I still need to wrap the presents, which means more Baileys and Christmas music - what a shame!
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
We've watched Fred Claus and National Lampoon's Christmas Vacation so far today. What's your favourite Christmas film? :xmastree::xmassmile:rudolf::snow_grin Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
love actuallyMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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I do like Love Actually. Elf and Die Hard are my top favourites, but I also like Home Alone, Scrooged and Miracle On 34th Street :xmassmile.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Happy Monday everyone :xmassmile.
Unfortunately the water stain on our kitchen ceiling has got bigger despite the new shower, so I need to call the builder back to look at it
:mad:.
Today my plans are as follows:
Post Christmas cards & parcels
Ring builder about water stain - DONE
Buy loo roll and milk
Check for surveys - DONE
Do some work
I've already had a PA survey today:T, so let's hope i get some more. Our builder is going to pop in this afternoon and hopefully solve our wet ceiling problem once and for all.
DH still feels a bit under the weather, DS3 doesn't feel very well and I feel as if I'm fighting something off. So I've been dishing out echinaccea to all the troops. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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