We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Finally Debt Free After 34 Years, But Still Need to Live Frugally

11031041061081091551

Comments

  • beanielou
    beanielou Posts: 96,859 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Yes I know I will miss them when they go and I'll probably look back at the present chaos with rose tinted spectacles :o.

    Does your DS live near to you beanie?

    He does live quite near me.
    He is currently doing his Masters & has a part time job so time with him is very very precious.
    After the turmoil of his teenage years & then he & his GF living here for 22 months I am glad to say we now have a great relationship & he can be a great voice of reason.
    I am very proud of the very lovely young man he has become despite the many challanges he has faced.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • He sounds lovely beanie and I'm not surprised that you're proud of him :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • badmemory
    badmemory Posts: 10,086 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    I'm sure you have done it but you never actually said visa, so I thought i'd stick my oar in.

    Incidentally, I could deal with having my legs crossed, but cold or even not very hot coffee I did not like. I still have the legs crossed problem because he now takes 30 min showers & never ever says he is going to!
  • beanielou
    beanielou Posts: 96,859 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    He sounds lovely beanie and I'm not surprised that you're proud of him :).

    Thank you :A
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • badmemory wrote: »
    I'm sure you have done it but you never actually said visa, so I thought i'd stick my oar in.

    Incidentally, I could deal with having my legs crossed, but cold or even not very hot coffee I did not like. I still have the legs crossed problem because he now takes 30 min showers & never ever says he is going to!

    Thanks badmemory we have got an ESTA authorisation sorted out for him. Luckily DH has a friend who goes to the USA every year so thry told us it was needed :).

    :rotfl: to the 30 minute showers, I feel your pain!
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Believe me wait till you get grandchildren you will never have any time. I wouldn't change it for the world though.

    DS 2 must be very excited by his journey , he will have a fabolous time. I worried when my son went to Las Vegas and California, they drove everywhere, I was convinced he was never coming home , but he did .

    When the sons have gone you will miss them.

    Thanks Cumbria. I'll probably cry when he's left because I do feel worried, but I'm sure he'll be fine. He's packing his case right now :o.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 24,490 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    He'll be fine and back home before you know it :)

    Pre children I used to dance the night away. In my opinion I was cut off in my prime when I gave birth to DS at 24 :)

    Don't worry you'll never get rid of them, they'll be back when they need feeding or their washing doing :)

    Seriously, I hope he has a wonderful time.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Thank you SA he is very excited and looking forward to it :). I will try not to worry :o
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Well DS2 has begun his big adventure today and is his way to London :eek:.

    He should be fine today as he just has to make his way to DH's sister's house for the night. Tomorrow will be more hair raising (for DH and I anyway) as he has his long plane journey and also has to change planes along the way :eek:.

    He forgot his jacket so I'm worried he won't have anywhere safe to keep his wallet :(. We suggested he buys a new jacket at Victoria but I don't know whether he will.

    I feel a little strange but am telling myself that he will be fine :o.

    On the way home from dropping him off DH and I went to Mr M for milk and bread and spent £15 :eek:. That's the last time I allow DH in a supermarket :mad:.

    DH has now taken DS3 onto Dartmoor to take photos for his college project and I have put some bedding on to wash, emptied some bins, folded up some clean washing, emptied the dishwasher and sorted through 8 rubbish bags. I only found 82p this time so I feel very underpaid :rotfl:.

    I'm keeping busy so that I don't have time to worry about DS2 :o
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,859 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You are underpaid at only 82p :rotfl:
    On a more serious note I am sure that your DS will be ok.
    He will be back before you know it :)
    Take care of you.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.1K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.