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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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What did we do before children indeed?
Lovely idea to write letter to DS2.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I'm sure DS appreciates how much you are doing for him, even if he doesn't show it (Just thinking back to my youngster days). I think I'd have cried if my parents wrote me a letter like that, so lovely!
Haha WannabeFree sounds very similar to my days at the moment!Make £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.300 -
Thank you Wannabe, beanie and Pauper
.
It's been a hectic day so far. I've had my hair cut, cleaned out the furry moron, put the lights on the Christmas tree, sorted through two rubbish bags, put some laundry on and wrote a packing list for DS2 :eek:. I'm just recovering now.
DH has taken DS2 to buy a bigger suitcase, some adaptor plugs for USA, a money card to carry money safely, and a document wallet to carry his many travel documents safely. DH has also printed out DS2's coach ticket to London, hotel reservation, plane tickets etc, to keep in the wallet :eek:.
Tonight we still need to sort out DS2's travel insurance and write out a list of safety advice for him and I wznt to write the letter to him :eek:.
When he's gone we can rest, apart from worrying about him
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
WannabeFree wrote: »Had chance to have a hot cuppa
Managed to leave the house without a screaming fit and at least one child needing a clothing change just as you're ready to leave.
Have a bath in peace :A Hang on even have a pee in peace
:rotfl:
Can you tell how my mornings been
Have a good day xWhat did we do before children indeed?
Lovely idea to write letter to DS2.I'm sure DS appreciates how much you are doing for him, even if he doesn't show it (Just thinking back to my youngster days). I think I'd have cried if my parents wrote me a letter like that, so lovely!
Haha WannabeFree sounds very similar to my days at the moment!
I thought I'd have more time when the kids were grown up, apparently not Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Well that's DS2's travel insurance sorted. I've written the letter and put it inside DS2's new empty suitcase. I hope he spots it before he piles his clothes on top of it :rotfl:.
DH has persuaded DS3 to postone his Dartmoor photography outing until tomorrow, but we still need to finally submit his UCAS form.
We haven't managed to get much work done today, but that was only to be expected. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
HairyHandofDartmoor wrote: »I thought I'd have more time when the kids were grown up, apparently not
Don't tell me that :eek:My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo0 -
redofromstart wrote: »Don't tell me that :eek:
Sorry :rotfl:. Mind you it might be a different story when they all move out, DH and I probably won't hear from them for months on end. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I miss my now adult DS more than I can say.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Yes I know I will miss them when they go and I'll probably look back at the present chaos with rose tinted spectacles.
Does your DS live near to you beanie?Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Believe me wait till you get grandchildren you will never have any time. I wouldn't change it for the world though.
DS 2 must be very excited by his journey , he will have a fabolous time. I worried when my son went to Las Vegas and California, they drove everywhere, I was convinced he was never coming home , but he did .
When the sons have gone you will miss them.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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