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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • milann
    milann Posts: 11,500 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Must be rucksack season - I bought one last week to carry coats in when we went out. £7.50 reduced from 15. It all folds away too and got lovely little foxes all over it....better still dh paid :money::D
    Have a lovely break with your dad and try not to worry.
    January spends - £587.58
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Your rucksack sounds lovely Milann :). I'll try not to worry :o.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,567 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thinking of you :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you Beanie :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • in_need_of_direction
    in_need_of_direction Posts: 7,832 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Your old rucksack is probably worn out by all the items carried to the charity shop. You are doing so well with all that’s going on. Hang in there. My two periodically holiday together and it makes me happy too.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,137 Forumite
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    Life is busy for you at the minute, I hope you find time to relax before you are back at work. Safe travels to your dads .
    Life is an adventure, never stop exploring.

  • Willowtree222
    Willowtree222 Posts: 8,288 Forumite
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    I'm sorry about the house being sold, that must be a huge emotional rollercoaster as well.

    Enjoy visiting your dad though. I hope that it helps give you some time away to think and when you come back you will have a quieter house! Think of some of the money saved on the food shop with them being on holiday and you away. That will be great x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    in_need_of_direction wrote: »
    Your old rucksack is probably worn out by all the items carried to the charity shop. You are doing so well with all that’s going on. Hang in there. My two periodically holiday together and it makes me happy too.


    Thank you INOD :). It is nice that they want to go on holiday together and I'm pleased that they asked DS1 too. DS2 and DS3 went on holiday together last summer too.
    Sunshine_girl2 wrote: »
    Life is busy for you at the minute, I hope you find time to relax before you are back at work. Safe travels to your dads .

    Thank you Sunshine :). I'll have two weeks holiday left when I get back from my Dad's so that will give me time to de-clutter and clean the house, plus have a few days out with DH and DS1.
    Nicnak wrote: »
    I'm sorry about the house being sold, that must be a huge emotional rollercoaster as well.

    Enjoy visiting your dad though. I hope that it helps give you some time away to think and when you come back you will have a quieter house! Think of some of the money saved on the food shop with them being on holiday and you away. That will be great x

    Thank you Nicnak :). I do feel sad about my Mum's house being sold and the DC are sad too. DS3 said maybe he could buy it back one day :(.

    It will be easier for DH while I'm away as DS2 and DS3 will be away too, so there will be less housework and cooking to do. As you say our food bill will also be cheaper :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Seasidegal58
    Seasidegal58 Posts: 6,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I hope you enjoy your trip to your dad's and manage to relax a little. Have a safe journey.
    x
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
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    Just catching up so I'm behind sorry :o

    On the stepdad front - as I said in PM it is hard. When my Dad died my mum met her new partner (now husband) in less than 6 months. She then moved in and had 'our' house on the market and it sold near enough straight away. So in less than 12 months she'd lost my Dad, met someone new, moved in with him and sold the house. They where married 4 months after the house sale. It's 10 years since my Dad died and I guess I'm still uneasy about it. I am civil with him and always have been but he just can't replace the empty space. BUT it does get easier to feel more comfortable at family occasions etc. I think you are handling it brilliantly and a lot better than I did/would.

    I hope you manage to have a lovely time away and hope DS's do too

    Take care
    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
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