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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • beanielou
    beanielou Posts: 96,612 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    HairyHandofDartmoor wrote: »
    Pilates was good but my core feels very weak. It was nice to see my friend again. I've done 16,552 steps, 37 flights of stairs and 68 active minutes so far today, so I should sleep well tonight :).

    Blimey that is awesome.
    I dont that is a week!!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • elizabethhull
    elizabethhull Posts: 767 Forumite
    Part of the Furniture 500 Posts
    HairyHandofDartmoor wrote: »
    Today was sports morning so that's all done and dusted. It was like herding cats ..........

    :rotfl::rotfl::rotfl::rotfl:
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    This is why I love infants, it's hard work but they are so funny :rotfl:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I didn't need to get to school until lunch time today, so I folded up and put away laundry from the two clothes horses and put another wash on. I didn't do much apart from that as my back and neck felt a little achey.

    School was good and it was another lovely sunny day with a little breeze, I'm so glad I have an outdoor job on days like this :). I met my Pilates teacher in the shop on the way home and we had a little chat. She is really lovely.

    I timed getting home perfectly as DH had just finished putting the plywood on the toilet floor and he's done an excellent job:T. I had a lot of dust to clean up though as he was sawing in the kitchen :eek:.

    This afternoon I've washed some more clothes and hung them in the garden, emptied the kitchen bins, and disposed of some rubbish that appeared in the kitchen from DS2's room.

    It's been so hot lately that DH and I have been sleeping under just a sheet! I hope this nice weather continues when I break up because I want to get DH and DS1 (and hopefully the other two) away from their computers and outside on some day trips. I'm the only one in this house who gets exercise and fresh air on a daily basis.

    I hope everyone is having a good Tuesday :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • doingitanyway
    doingitanyway Posts: 10,338 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    You sound chirpy HH.

    I love the sunny weather as I can dry clothes and the house feels nice and aired.

    Well done DH for sorting the flooring.

    I am also in a clearing and decluttering mood. I got rid of some unworn shoes that are just too uncomfortable and life is too short for sore feet :)

    Have a nice evening.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Willowtree222
    Willowtree222 Posts: 8,291 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hopefully the weather will stay lovely. It does alter your mood considerably. xx
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    doingitanyway wrote: »
    You sound chirpy HH.

    I love the sunny weather as I can dry clothes and the house feels nice and aired.

    Well done DH for sorting the flooring.

    I am also in a clearing and decluttering mood. I got rid of some unworn shoes that are just too uncomfortable and life is too short for sore feet :)

    Have a nice evening.

    I agree that life is too short for sore feet.
    Nicnak wrote: »
    Hopefully the weather will stay lovely. It does alter your mood considerably. xx
    Thank you both :). I do feel better than yesterday but I don't know why. Maybe the children have worked their magic or maybe Pilates did me good.


    I don't know how I'll feel tomorrow, but I'm thankful for feeling more cheerful today.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Tomorrow is the anniversary of my mum's death. I don't feel too bad today considering that fact, but you don't always feel the way you expect to and sometimes I feel awful about it just out of the blue for no reason. When I feel more cheerful I try to go with it because I don't know when the next difficult day will strike. I do think the children at school work magic on my mood, better than any anti-depressant, and I'll miss them over the summer.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 24,377 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I can't believe how quick that year has gone. At least the children will help take your mind off things during the day. Taking things one day at a time helps, acknowledging that there will be bad days but the good days will outnumber them.

    Hopefully you'll keep yourself busy over the summer break so you won't feel down.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 96,612 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    This year has certainly flown :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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