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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • I got lots done yesterday :T. The shower curtain looks like new after soaking in a bucket with some bleach, I dried two loads of laundry in the garden and hand washed DS1's slippers so peace is restored. I also found some lovely photos of my mum. DH managed to put plywood on half of the toilet floor so he needs to finish the job before Friday.

    Today was sports morning so that's all done and dusted. It was like herding cats but the children seemed to enjoy themselves and it all went according to plan, more or less :rotfl:. I enjoyed it too because it was nice to see the children having fun. My lunch time job was enjoyable too in this lovely sunny weather.

    I've done 10,853 steps already today :eek: and I haven't been to Pilates yet! I'll be tired by bedtime.

    I hope everyone is having a good Monday :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,597 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on the shower curtain and the bathroom & the slippers:)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • milann
    milann Posts: 11,500 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Glad sports day went to plan - that’s one thing I’m not sorry to have missed at all. The little ones I work with don’t cope with all the waiting around and change of routine so it makes for hard work. There are lots of other end of term things I will miss....
    January spends - £587.58
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good to read slippergate is all under control and peace reigns once more in your house :D

    Sports day was always good fun until it was time for the bloomin' parent races. I used to hide at the back of the crowd. When DD started school it used to be a few mums half heartedly limping down the field to show willing, but by the time DS had worked his way through primary it had all changed and was super competitive. Probably more funny to watch thinking about it.

    Hope Pilates goes well. You'll be ready for a rest tonight. xx
  • Sun_Addict
    Sun_Addict Posts: 24,368 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The photo montage is a lovely idea. The anniversary day will be hard but it will start to get easier once you can no longer say "this time last year ..." My mum was a devil for not wanting her photo taken, she often used to cut herself out of photos she didn't like, which means I don't have that many photos of her.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou wrote: »
    Good news on the shower curtain and the bathroom & the slippers:)
    Thanks Beanie :).
    milann wrote: »
    Glad sports day went to plan - that’s one thing I’m not sorry to have missed at all. The little ones I work with don’t cope with all the waiting around and change of routine so it makes for hard work. There are lots of other end of term things I will miss....

    Thanks Milann :). Our children seemed to enjoy it but it was very uncompetitive.
    teafor2 wrote: »
    Good to read slippergate is all under control and peace reigns once more in your house :D

    Sports day was always good fun until it was time for the bloomin' parent races. I used to hide at the back of the crowd. When DD started school it used to be a few mums half heartedly limping down the field to show willing, but by the time DS had worked his way through primary it had all changed and was super competitive. Probably more funny to watch thinking about it.

    Hope Pilates goes well. You'll be ready for a rest tonight. xx

    Yes slippergate is sorted :rotfl:. Our sports day was completely uncompetitive as the children are so small and we didn't have a parents race luckily :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict wrote: »
    The photo montage is a lovely idea. The anniversary day will be hard but it will start to get easier once you can no longer say "this time last year ..." My mum was a devil for not wanting her photo taken, she often used to cut herself out of photos she didn't like, which means I don't have that many photos of her.

    Thanks SA :). It is a very difficult time of year :(. Luckily my mum didn't mind having her photo taken but I wish I had more close ups of her face because she had such a lovely face.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,597 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thanks SA :). It is a very difficult time of year :(. Luckily my mum didn't mind having her photo taken but I wish I had more close ups of her face because she had such a lovely face.

    So sorry :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Pilates was good but my core feels very weak. It was nice to see my friend again. I've done 16,552 steps, 37 flights of stairs and 68 active minutes so far today, so I should sleep well tonight :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou wrote: »
    So sorry :(

    Thank you Beanie.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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