This Duo's debt free journey

WannabeFree

Good luck x

Willowtree222

Good luck with your exam today x

DebtFreeDuo

Thank you all. Really struggling at the moment with my time on all fronts and poor DS is feeling it I think. Less than one week to go and I can go back to focusing on him and I can go over my finances and see what damage has been done. I should probably just move in to uni the amount that I have been there. On the plus side, because I have been going in so early I have managed to find on street parking so have saved myself around £15 in parking. I will get the bike back out once my exams are over too!

theroamingnomad

Just wanted to say that you're doing really well

HairyHandofDartmoor

It can't be easy for you at the moment, but you're doing well to keep on top of it all. Hope the exams are going well.

EssexHebridean

Oh well done you for managing to keep things ticking along with all the exam stress. Not many more days now until it all calms down - but a big well done for finding the street parking and saving money there! :T

DebtFreeDuo

Just taking a quick break away from everything, I know for certain I will have one resit which I am completely fine with. The exam itself wasn't too bad and I think given a little more time I would do really well so I'm not too worried about having to resit. Trying my best to prevent any other fails but the one I am going to find the hardest is coming up next.

Hope everyone is well, I will check in with others diaries over the weekend when everything calms down.

HairyHandofDartmoor

Good luck DFD.

Willowtree222

Hope the exams have gone well for you xx

DebtFreeDuo

Have taken my eye completely off the ball recently but my exams are over, for now. I haven't passed them all but I am ok with that, because of how I have felt about university recently I wasn't sure I would actually pass any of them but I think I will be fine on a couple of them. There is nothing I can change about those for now and I will have the opportunity to resit in August. I am now feeling ready for the next semester and I am beginning to really enjoy learning again so I think I will be completely fine in that department.

Now onto my dreaded finances, I have tried to save where I can over the last couple of weeks. Going in to uni at ridiculous hours saved on paying for parking which is a bonus however, after some quick calculations I have around £150 to find to make up for taking my eye off the ball. This is almost completely from a lack of planning, I have been buying food at uni because of the long hours I have been there which could have been avoided if I had prepared better but its done now and I will make it up somewhere now that I have some time to do other things.

Previously changed my DD for the CC to £40 up from the reducing minimum payment that would have been around £25 so my debt has come down another £40. Overall I am fairly happy with where I am at the moment, I have booked my little holiday so there is something to look forward to, DS really needs some attention from me now that the exams are over, he got upset on the night before my last exam because he wasn't staying with me and I felt so guilty but I know in the long term that I am doing the best I can for the both of us.

So back to it, my goals for the next few weeks:

Keep on top of university
Find £200 to cover money spent and anything I may have forgotten about
Spend as little as possible - food is pretty much covered for the rest of this month so should be easy enough
Start running again

I'm sure I will come up with more but that's all I can think of at the moment. Hope everyone is well, I will check in to some diaries later on once I have caught up with some things that I have let slip around the house.