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This Duo's debt free journey

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  • DebtFreeDuo
    DebtFreeDuo Posts: 1,021 Forumite
    1,000 Posts Third Anniversary Combo Breaker
    Thank you, I'm going to try and do a little studying this evening and also do another 4k steps to hit my 10k once DS is in bed.

    Ordered a Christmas present this afternoon from my amazon vouchers, leaves me with 6 more to get, 1 of which will just be a token gift.
    Change the way you see things and the things you see will change
  • Get better soon xx
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Shame your lecture was a bit rubbish, makes you wonder what you're paying for :mad:.

    Hope you feel more cheerful soon :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • DebtFreeDuo
    DebtFreeDuo Posts: 1,021 Forumite
    1,000 Posts Third Anniversary Combo Breaker
    I wonder this all the time Hairy, I feel like we can learn more from youtube than the university! I think (hope) I will feel a little better tomorrow.
    Change the way you see things and the things you see will change
  • DebtFreeDuo
    DebtFreeDuo Posts: 1,021 Forumite
    1,000 Posts Third Anniversary Combo Breaker
    I have a huge to do list for tomorrow, in fact for the next week as I have a lot of deadlines coming up so I am going to use this to get them down and try and keep myself accountable for what I do each day.

    So tomorrow:

    Cycle to uni
    Attend 3 x lectures
    10k steps
    Print past exam papers
    Tidy downstairs
    Revision for test this week
    List on eBay
    DS swimming lesson
    Start writing up assignment
    Change the way you see things and the things you see will change
  • Pauper1
    Pauper1 Posts: 539 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Good luck with your to do list for today! You can do it x
    Make £2025 in 2025 #18 - £569.66/£2025
    1p savings challenge #32 £24.85/£667.95

    March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC

    Total debts Jan 1st £11706.68 😭
    Jan 29th £11354.92

    Mar 1st £11015.30
  • Good luck with your list today. I always get more done when I write it all down.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • DebtFreeDuo
    DebtFreeDuo Posts: 1,021 Forumite
    1,000 Posts Third Anniversary Combo Breaker
    Haven't done too well with my list today! Today was a NSD though.

    Cycle to uni - Morning did not go to plan so didn't have time to walk DS to childcare with my bike so had to take the car.
    [STRIKE]Attend 3 x lectures[/STRIKE] Done
    10k steps - 7500 achieved.
    Print past exam papers - don't need these just yet so will do tomorrow.
    [STRIKE]Tidy downstairs[/STRIKE] Done
    [STRIKE]Revision for test this week[/STRIKE] Done a little, this will appear every day this week.
    List on eBay - Didn't have time for this but I have sold something today, have 2 parcels to send out tomorrow.
    [STRIKE]DS swimming lesson[/STRIKE] Done
    Start writing up assignment - putting this off until next week, its not due in until January and I just can't focus on it with my test coming up.

    Tomorrow

    Spend the day at uni doing revision (9.30 - 2)
    More revision/studying in the evening
    Print past exam papers for MT module
    Tidy upstairs
    Post 2 parcels
    10k steps (unlikely as I will be sitting down all day)

    I'm sure I added other things to my list but I can't remember, will edit if I remember!
    Change the way you see things and the things you see will change
  • You've done quite a lot I think. Your list may have been a bit ambitious :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • DebtFreeDuo
    DebtFreeDuo Posts: 1,021 Forumite
    1,000 Posts Third Anniversary Combo Breaker
    Yeah I think it may have been a little ambitious. I was extremely annoyed with myself this morning that I couldn't cycle in as this would have saved me around £4.50 in fuel and parking.

    Oh on the plus side my total extra income is now up to £57.10 for the month so far after a couple more eBay sales and my refund coming through with £21 to add as soon as the pending money has cleared through PA.
    Change the way you see things and the things you see will change
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