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This Duo's debt free journey
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Lovely email from my previous broadband provider today letting me know I have a credit of £16.46 sitting on my account. Should be in my account within the next 5-10 days.Change the way you see things and the things you see will change0
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Cool! A couple of positives today for you. Always nice to see the fruits of our labour and have some windfall dosh!0
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That's a nice surprise. XSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
Ah lovely news! All the work you've put in is really starting to pay off :beer:2019 Aim: Save £10,000
Don't sacrifice what you want most for what you want now0 -
DebtFreeDuo wrote: »Sent £200 over to my help to buy ISA which now stands at £4600! I'm so proud of myself for achieving this. Interest is paid in March which should be around the £140 mark (based on an online calculator), current government bonus will be £1150 when I am finally in a position to buy. If I compare my debt and my savings then I am only down by £667.42, factor in the value of my car then I could actually be in the black if I decided tomorrow to completely clear everything.
Wow that's brilliant DFD. You'll be debt free and in your own home before you know it
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Spendy day for me today as I needed food and fuel. Have stocked the freezer a little with meat and fish and bought a couple of things on offer that I will need to buy over the next few weeks. Total spends around £100. I have put all this onto my card aiming for the £10 cashback and have transferred this amount over to my savings account so that its there to pay in full.
In better news I have sold some things on eBay today, total of £25.30 with one more waiting to be paid. Still waiting on my last £5 to clear on PA which has been pending for 2 weeks! Whilst shopping I found a lovely thick shirt for DS reduced to £4, it will be too big for him yet but I'm almost stocked up on next years clothes for him, will just need a few summer bits for him.Change the way you see things and the things you see will change0 -
Buying sale stuff for next season is great. I try and do this as much as possible. Sometimes you can get double the amount xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
Well done DFD. How amazing for you that balanced out you're in the black!Make £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.300 -
Can't sleep tonight, lots of financial stuff going on in my mind although I don't really know why as I feel that I have everything under control. Finding myself wishing lots of time away when I know I need to enjoy the journey and take some valuable lessons from what I learn along the way.Change the way you see things and the things you see will change0
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I suffer from an over active brain at night as well - my therapist told me to always have a note book on my bedside table to jot down anything I think of. Doesn't always work for me but it's the best thing I've found. Hope you manage to get some sleep tonight
2019 Aim: Save £10,000
Don't sacrifice what you want most for what you want now0
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