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Stoneacre Finance and warranty

2

Comments

  • LandyAndy
    LandyAndy Posts: 26,377 Forumite
    Part of the Furniture 10,000 Posts
    Claireyg30 wrote: »
    It is a 2014 plate so its not 8 years old its 3. I will take all your advice into consideration and have contacted vauxhall direct to see what i can get through them. Its i dont know if i will be accepted for finance anywere else. Thanks again


    Errrrr. How old will it be when you are finishing paying for it?
  • Claireyg30
    Claireyg30 Posts: 8 Forumite
    Well all cars age when your buy them either way. So thats not my concern. Im just asking for help about trying to haggle at £30pw. Or bringing price of car down itself and asking for 12 month warranty if my other options like vauxhall dont give me finance. I have no money for deposit. So i have no money to buy a car outright. Finance is my only option.
  • LandyAndy
    LandyAndy Posts: 26,377 Forumite
    Part of the Furniture 10,000 Posts
    britblue wrote: »
    £37*52*5 = £9620
    £47*52*5 = ££12220

    £10k for a 14 plate Corsa is a little "salty"! - i don't want to be overly critical but just point out full cost of your purchase

    Dacia do a entry level Sandero for £6k which if you could get on bank finance or even Manufacturers own - may work out cheaper for you

    I would have thought this was a much better way to spend £6k, if your concern is simple, trouble free motoring, than a used Corsa.

    Although, I'm not sure either is a great idea for someone who may have little or no cash in reserve.

    OP, what car do you have atm?
  • BeenThroughItAll
    BeenThroughItAll Posts: 5,018 Forumite
    Even at £30 a week, you're paying almost two grand in interest and charges over five years... It works out at £7.32 a week out of that £30. Does that sound like a good deal now? Almost a third of the payment going on interest?


    Christ only knows how they've convinced you it's even close to a good deal at £37 a week and that they're doing you a favour coming down from £49. Those are sub-sub-prime numbers - £37pw with £14 going on interest. Crazy.
  • BeenThroughItAll
    BeenThroughItAll Posts: 5,018 Forumite
    LandyAndy wrote: »
    I would have thought this was a much better way to spend £6k, if your concern is simple, trouble free motoring, than a used Corsa.

    Although, I'm not sure either is a great idea for someone who may have little or no cash in reserve.

    OP, what car do you have atm?



    Indeed. "I have no money, but want to spend £6K on a car" doesn't really square.
  • Kammy89
    Kammy89 Posts: 1 Newbie
    16 plate HRV 1.6 icdti SE navi. Full honda service history. 17k on the clock. 3 years honda service included. 1 year honda warranty. Plus they chucking in 5 year stoneacre guarantee for £15.00. Over 42 months £0 deposit.. £280 a month. Good deal?
  • facade
    facade Posts: 7,870 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Looks it, £11,700 from a dealer seems cheap.
    I want to go back to The Olden Days, when every single thing that I can think of was better.....

    (except air quality and Medical Science ;))
  • wgl2014
    wgl2014 Posts: 1,144 Forumite
    Suspiciously cheap especially with a 5 year warranty and 3 years servicing.
  • daveyjp
    daveyjp Posts: 13,844 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Kammy89 wrote: »
    16 plate HRV 1.6 icdti SE navi. Full honda service history. 17k on the clock. 3 years honda service included. 1 year honda warranty. Plus they chucking in 5 year stoneacre guarantee for £15.00. Over 42 months £0 deposit.. £280 a month. Good deal?

    Considering you haven't said how much the car is its impossible to say.
  • Hermione_Granger
    Hermione_Granger Posts: 1,418 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    daveyjp wrote: »
    Considering you haven't said how much the car is its impossible to say.


    Kammy89 wrote: »
    Over 42 months £0 deposit.. £280 a month. Good deal?
    £280 per month for 42 months = £11,760
This discussion has been closed.
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