Question about insurance

Warwick_Hunt

glentoran99 wrote: »

that's strange as that's who MOTS my car, and who I pay my money too

The DVLA mot your car?

Warwick_Hunt

glentoran99 wrote: »

The law quoted says using, the link I posted from .gov.uk says driving


I see a court case has been posted above, however as I say I am basing what I say on what the DVLA told me when asked

Read Section 47 RTA that's what covers it not the dot gov site.

glentoran99

Warwick_Hunt wrote: »

The DVLA mot your car?

Apologies, should say the DVA

[Deleted User]

glentoran99 wrote: »

That's very strange because to get tax you need to have it MOT'd and insured


So how can you be refused insurance without tax when you need insurance to get it?

I don't know, but I had to wait on the phone for a very long time whilst they checked all the way back to the underwriter.

[Deleted User]

Car_54 wrote: »

A motor car parked on a road was being used on the road for the purposes of sections 47 and 143 of the Road Traffic Act 1988 even if it was totally immobilised and could only be moved by being dragged away, and, therefore, required both a valid MOT certificate and an insurance policy.

So how does the law define a motor vehicle? How would you go about de-registering this at the DVLA without scrapping it?

Warwick_Hunt

jack_pott wrote: »

So how does the law define a motor vehicle? How would you go about de-registering this at the DVLA without scrapping it?

Have a look at Section 136 Road Traffic Regulation Act 1984.

TheEnergyThread

Think about it though an MOT is only tested to ensure the car is fit/safe to be driven on UK roads? It’s hardly going to be unsafe just parked there. Now the Tax does not run out until the MOT has expired so would not need to tax it as you do this in advance anywhere before the tax runs out. Regarding the Insurance, the vehicle would still be taxed and on a public road idle & not being used, just because it’s not in use does not necessarily mean that it is automatically protected against theft? So the insurance would not be useless & unnecessary and still should continue. There is nothing that I can see in my insurance documents to suggest otherwise?

[Deleted User]

Warwick_Hunt wrote: »

Have a look at Section 136 Road Traffic Regulation Act 1984.

"In this Act......."motor vehicle" means a mechanically propelled vehicle intended or adapted for use on roads..."

So when is a vehicle not a motor vehicle?
When it runs out of petrol?
When the battery is flat?
When a con rod is broken?
When the engine is taken out?
When it was never intended for use on the roads in the first place?

Quentin

TheEnergyThread wrote: »

..... Regarding the Insurance, the vehicle would still be taxed and on a public road idle & not being used, just because it’s not in use does not necessarily mean that it is automatically protected against theft? So the insurance would not be useless & unnecessary and still should continue. There is nothing that I can see in my insurance documents to suggest otherwise?

Irrespective of what your insurance docs say, you do need to have your car insured at all times unless it is sorn. Legally you just need third party insurance - though comprehensive is usually cheaper these days

TheEnergyThread

Yeah my car would still be insured just no MOT because I don’t want the car anymore & don’t wanna spend anymore money on it. Ofcourse you cannot drive it without any MOT but It runs out 11 months into my insurance and I want my NCB without it going void or cancelling due to having no MOT? I’m on about keeping it idle on the road with Road tax no MOT until my insurance runs out.