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Can anybody give me a definitive answer on this?
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horsecalledseptember
Posts: 7 Forumite
Hopefully, it won't be needed. Hopefully my marriage will work. This is very worse case scenario.
We have three children. Two are not yet at school.
My parents are dead. They left me their house, my grandmothers house, and a flat. We live in one house. The other two properties provide a rental income which totals £800 p/m.
Because of this income I am not, I believe, entitled to any benefits at all should I leave my marriage.
I am correct in this, am I not?
We have three children. Two are not yet at school.
My parents are dead. They left me their house, my grandmothers house, and a flat. We live in one house. The other two properties provide a rental income which totals £800 p/m.
Because of this income I am not, I believe, entitled to any benefits at all should I leave my marriage.
I am correct in this, am I not?
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This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Thank you. Yes, I have, which confirms I'm entitled to nothing but another forum has users so adamant that I am I have even been accused of being a troll!0
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How long have you been married? Unless it's classed as a 'short' marriage which i believe is less than 5 years (although years living together will often count too), then all property will be classed as property of the marriage and your husband will be entitled to 50% as a starting point.0
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It gets worse - if you are married your spouse may well be entitled to half the properties! Which would actually mean that the rental income will only be £400/m.0
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Yeah, I know, but then with maintenance it goes up again. I suspect if we DID part he would probably 'let' me keep the property if I 'let' him keep 'his' savings & pension.0
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It's not just the income that would affect benefits but the value of the properties that you don't live in would be capital and if more than £16k would stop you being eligibe for means tested benefits.
You might still be eligible for child benefit, depending on your total income.
Maintenance isn't taken into account for older benefits, I don't know whether it is for universal credit.Unless I say otherwise 'you' means the general you not you specifically.0 -
horsecalledseptember wrote: »My parents are dead. They left me their house, my grandmothers house, and a flat. We live in one house. The other two properties provide a rental income which totals £800 p/m.
Because of this income I am not, I believe, entitled to any benefits at all should I leave my marriage.
Why should you be entitled to means tested benefits when you have such a lot of capital? If need be, sell a property!0 -
Why should you be entitled to means tested benefits when you have such a lot of capital? If need be, sell a property!
I suppose having money tied up in properties doesn't help OP in the short term, as the money isn't liquid.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
I don't think I should be entitled for a moment, but a handful of other people were so very insistent I should be I thought I would ask!
The problem is I have no real way of earning money myself, and so the houses are all I can really leave my children.0 -
I suppose having money tied up in properties doesn't help OP in the short term, as the money isn't liquid.
The DWP are not concerned with that. Worst case scenario one or both could be sold to one of those quick sale cowboys.
horse, why do you have no real way of earning money yourself?
I'm sure your children would rather the family has enough to live off now than have an inheritance when you're dead.0
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