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New but not new - Year 1 of 5!
Comments
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That's lovely!Updating soon...0
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Betterthanever wrote: »Haha...yes, decent coffee is the mainstay of my life!! In fact I was such a regular in the coffee shop opposite my office, that the manager Asked me out on a date.....and we have got married a couple of years ago. The directors at work bought us a mega coffee machine as our wedding present so I get amazing coffee made forme at home every day. Life really is so good compared with days of old!!!
:smileyhea:love
:smileyhea I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I really am very lucky. Life has turned out well for me but I certainly don't take it for granted.
So....I cancelled some of the sky package, reducing the bill by £40 a month....that will make a difference to the mortgage overpay pot. Every little helps!0 -
£40 a month is a great reduction, especially since you don't use those channels these days
maybe now that your hip is healed?
And awwww! I didn't realise that was where you met your OH, I thought it was on the ski slopes 2023: the year I get to buy a car0 -
No, he didn't learn to ski until he met me! Mind you, he has the bug now and is missing the slopes as much as I am this year. Pesky hip not quite up to hurtling down mountains this season!!
And, yes, it was my love of coffee and his noticing my love of high heels and pencil skirts that brought us together......haha!!0 -
:wave: Hello Mrs, nice to see you back!
An exercise nut with a coffee addiction - you could be me:rotfl:
Lovely back story to your OH :A
Hope you find some relax time (or at least catch your breath time )today xxOriginal mortgage £112,000 . Final payment due August 2027.
Mortgage neutral achieved August 2020 - 7 years early!!!0 -
40 quid a month is awesome I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
It may not be once DS realised half the channels have disappeared!!!!!1
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Betterthanever wrote: »It may not be once DS realised half the channels have disappeared!!!!!
Ah well, that is another story!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
One day I may get rid of our sports package too but while we are still in the Premier League it's going nowhere
Mortgage Total: £51,549 / £75,000
Mortgage Overpayments Pot £12630
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