Is working for CapQuest something you would consider?

rog2

kathfisch wrote: »

Wasn't me but yes, you're forgiven!

Thanks - I knew you wouldn't take offence - I've been trying to find the thread, but it's not that important.
Anyway, I'm GLAD it wasn't you - you're TOO nice. :rotfl: :rotfl:

nomoneytoday

rayday2 wrote: »

I think at 19 that would be an excellent lesson for him and he would never entertain debt plus it is always easier to get a job in a job.

But ultimately it is his decision.

Excellent idea

fiveyearplan

I'd say he's of a too tender age to do that sort of work. It may harden him for life. Run, run, run!

Jacks_xxx

fiveyearplan wrote: »

I'd say he's of a too tender age to do that sort of work. It may harden him for life. Run, run, run!

:wave: yeah, that's pretty much how I feel about it hon.

Love Jacks xxx

rayday2

I really think this could be charcter building what is the worst he will experience? And I bet the lessons he could learn from it will be worth so much more. We have to trust young people to make their own decisions and they are capable, if he has a bad experience maybe it will make him determined to get on in life, work hard, get more education, never take on credit in unmanageable amounts. I really can't see any bad lessons he can learn.

Jacks_xxx

rayday2 wrote: »

I really think this could be charcter building what is the worst he will experience? And I bet the lessons he could learn from it will be worth so much more. We have to trust young people to make their own decisions and they are capable, if he has a bad experience maybe it will make him determined to get on in life, work hard, get more education, never take on credit in unmanageable amounts. I really can't see any bad lessons he can learn.

:wave: Yeah - that's pretty much how hubby sees it.

It's up to my son at the end of the day and I think he'll take it if they offer it...

Maybe it won't be as bad as I think...

Cheers honey,

Love Jacks xxx

rayday2

I am with your hubby plus its about time he was earning lol! Seriously it does a lot of damage to your self esteem being out of work any job is better than nothing and hopefully will inspire him on! With a mum (I take it) like you I think he can cope you and your hubby between you have good balanced views soI suspect he will cope!

fiveyearplan

Seriously it does a lot of damage to your self esteem being out of work any job is better than nothing and hopefully will inspire him on!

I would say a job like that would do more harm to self esteem than not working. No one wants to speak to you, people can be rude etc. It is worse than cold calling - no one wants to speak to them either but it is nothing personal and they don't want blood out of you like DCA's.

AGB863

I work as a debt councellor and I will say that CapQuest are one of the ones who are very "accomodating" with us and tend to agree with offers of repayment that we make for our clients, but on the other hand I have a number of clients who have felt the harsh tongue on the end of the phone, before we have got involved.

shell_girl

My BF had a similar situation a few years ago, he worked for a well known energy provider in their accounts section. He was taking incoming calls from people who had had the 'pay up or be cut off' letters.

He told me once about a lady who called up in tears. She had been cut off seven times in the past year. She was living on a very low income, and had had to pay nearly £300 reconnection fees each time. By the time she'd paid that, she had no money to pay the bill, and was cut off again.

My BF spent over 40 minutes on the phone with her going through the options with her. He eventually got her to agree to have a meter installed, as it would mean that she could see how much she was using and make adjustments. She argued that it would be on a much higher rate, and he pointed out that yes it would be, but that her usage was only around £20- £30 per month and she would not have to come up with the £300 every other month for reconnection. In the end they worked out a rate of £80 per £20 used- which is high but meant she was clearing her debt without getting into any more.

She agreed and he arranged for a meter to be installed in her home. As he was logging the details, he saw that she had called up the company over 40 times in three months, and that the notes on the call simply said something along the lines of 'can't pay...'.

The next day my BF was called in to his manager's office and given a b*llocking for spending too much time on the phone with her. He pointed out that the situation was now resolved and she wouldn't need to call again, but was told 'we're not here to solve problems, we're here to make money'.

He left the company shortly after, but only because he had the option of alternative employment.

I suppose what I'm trying to say is that if your son needs a job then he can't be too choosy- he should just be warned that he will be put under pressure to collect rather than resolve. My advice would be take the job, stick to your principles and treat every person you speak to as you would want people to speak to your mother/ father/ child. And start looking for something else the second you feel you can't cope.