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Rear ended in my hire car

Just been rear ended in a queue of traffic on a slight down slope, I had stopped and we got a bang then another bang from behind, shook about in the cabin, got out and a toyota is pressed against my rear bumper, a young Asian guy gets out and says sorry my brakes did not work. Pulled forward and only three small paint chips on my bumper and could not see anything on his, he wanted to pay cash but I told him mine is a hire car so need to go by the book.
He said he had insurance with Admiral and got his name and mobile number and took photos, he only asked my name and mobile number, carried on to the nearest parking place and he took off saying he was late for work.
Called the hire car emergency number and gave them all the details.
I only had the hire car as mine was in for transmission work and it's going back tomorrow as mine is fixed.
What is likely to happen when I return the hire car, will they charge me while they try to get paid by his insurance and what if he has no insurance, I did take excess cover.
I know the damage looks slight but knowing hire companies they will want a new bumper.
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Comments

  • caronoel
    caronoel Posts: 908 Forumite
    I've been Money Tipped!
    Why is the ethnicity of the other driver relevant?
  • Mercdriver
    Mercdriver Posts: 3,898 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    caronoel wrote: »
    Why is the ethnicity of the other driver relevant?

    Why? do you think it is significant?

    The OP wasn't suggesting anything untoward and there is nothing in the remainder of his post that was in any way nefarious.
  • Sorry just trying to give full information, he was well spoken, polite and said sorry, just concerned that he wanted to pay cash and not report the incident.
    I have a number of Asian friends who I have had to my house for meals and been to theirs, not too often as they are far off from me now I have retired.
    Hope that answers your concerns caronoel
  • caronoel
    caronoel Posts: 908 Forumite
    I've been Money Tipped!
    Sorry just trying to give full information, he was well spoken, polite and said sorry, just concerned that he wanted to pay cash and not report the incident.
    I have a number of Asian friends who I have had to my house for meals and been to theirs, not too often as they are far off from me now I have retired.
    Hope that answers your concerns caronoel

    The old 'I'm not a racist, some of my best friends are black', eh?

    If you are so cosmopolitan and open minded, why did you feel the need to explicitly point out the other drivers ethnicity?
  • Aylesbury_Duck
    Aylesbury_Duck Posts: 15,946 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    caronoel wrote: »
    Why is the ethnicity of the other driver relevant?
    Brexit, innit. We need to label all forriners.

    Be fair to the OP, I'm sure if the other driver had been a white Briton, they'd have described him as such.
  • Mercdriver
    Mercdriver Posts: 3,898 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    edited 14 August 2017 at 8:32PM
    caronoel wrote: »
    The old 'I'm not a racist, some of my best friends are black', eh?

    If you are so cosmopolitan and open minded, why did you feel the need to explicitly point out the other drivers ethnicity?

    why do you assume that when people refer to ethnicity it is for negative reasons?

    If I had been hit by a Scottish guy, I would have commented he was Scottish. Doesn't make me racist unless I use it in a derogative way. It would be factual. Now if I's said "some scottish eunt ran into the back of me, must have been too much whisky" that would be offensive and racist. The OP hasn't done anything like that...

    It's quite common to refer to the characteristics of a person that is different to oneself. That isn't offensive or racist.
  • caronoel
    caronoel Posts: 908 Forumite
    I've been Money Tipped!
    Mercdriver wrote: »

    It's quite common to refer to the characteristics of a person that is different to oneself. That isn't offensive or racist.

    I beg to differ. The other drivers skin colour has no baring in the description of the event unless you are a racist.
  • Mercdriver
    Mercdriver Posts: 3,898 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    caronoel wrote: »
    I beg to differ. The other drivers skin colour has no baring in the description of the event unless you are a racist.

    Get off your high horse.

    Race isn't just about colour. You're being way too sensitive and simplistic. If n Italian hit my car, I'd say "An Italian guy drove into the back of me"

    Is that racist? Well is it?

    If the OP had said something that was derogatory or generalising about what a racial group would do, then that would be racist.
  • caronoel
    caronoel Posts: 908 Forumite
    I've been Money Tipped!
    Mercdriver wrote: »
    Is that racist? Well is it?

    Yes, for the reasons outlined in my previous post.

    I am guessing that you don't like Johnny Foreigner much.
  • Mercdriver
    Mercdriver Posts: 3,898 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    caronoel wrote: »
    Yes, for the reasons outlined in my previous post.

    I am guessing that you don't like Johnny Foreigner much.

    Horlicks.

    I speak four languages and travel extensively in Asia and Europe. I voted remain and think the vote was hijacked by over emphasis on immigration that caused no end of division and pain.

    You know nothing about me and yet call me a racist.

    The OP was factual. He made no judgement about the driver that hit him. Grow up.
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