Credit report from Noddle and ClearScore contains details from twin brother

MoooneySaver

Hi there,
Both my credit reports contain details from my twin brother. So things like mortgage he's taken out, bills, credit cards, etc. They all clearly have his name against them.

We obviously share the same last name, till recently same home address, date of birth, etc.

I was prompted to take a look at my credit score because I was declined for a Debenhams store card. I have never had any financial problems, have always worked and paid my bills. But I can see from my credit report, that my brother, for example, defaulted on a mobile phone bill, and got several credit cards.

I am worried that in future I won't be able to get a mortgage and want to fix in a "clean" way.

Is it enough to contact the 3 credit reference agencies? Anything else I should do?

Adrian.

Candyapple

Yes just contact all 3 agencies, this should be sufficient.
https://forums.moneysavingexpert.com/discussion/4726409