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Fabulously Frugal and Free at 50!

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  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    Hey there - ha I had a long rambly post and so I lost it. Figures.

    EH I get you but I need the focus of picking my knickers up at least once a fortnight otherwise I run out of underwear. DH doesn't get it at all. But for £22/session I get two lovely clean bathrooms and all my floors hoovered and washed and windows washed. BLISS. And you are probably 100x less messy than I.

    Brownies on the go here - so cheap I forget to do them. Bro no 1 is here as its larder day. So much coffee and builder skills to be dished out and received.

    All the cake ingredients are here. They bought them themselves.
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    £300 housekeeping in - will prob use like last month to pay off CC and use wages for housekeeping

    :)
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    Pippilongstocking wrote: »
    Bit the bullet and paid the whole £300/housekeeping+cleaner money to the CC reducing it down from 2700 to 2400.

    Lets see what else I can pay off once the last of the spends this month are over.

    Seems this what I did last month - so I guess as it was painful but not leaving us without food - I shall do the same and use £300 of my wages for the housekeeping - housekeeping to go straight to the credit card.

    DH pays in the housekeeping I should say. :A So whilst I'm not using his housekeeping to pay the credit card but loaning myself it for the CC and using me own wages for the housekeeping IYSWIM - its merely a 10 day loan.

    Kinda
    :money:
    £300 off the cc here we go.
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    £2,462.53
    Minus £302.53

    Paid the housekeeping with a wee 'tilly tidy'

    Balance

    £2160.00

    WOOP WOOP
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • rtandon27
    rtandon27 Posts: 5,687 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hooray for debt bashing!!!:j:j:j

    You are doing so well Pips!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Excellent result :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    :rotfl::rotfl: At you having a cleaner to make sure you pick your knickers up! Stripey ones, I trust?! :p. I think we both know I am most definitely NOT less messy than you too - and even if I am, MrEH certainly isn't! :rotfl: If we could get a cleaner near us for the price you pay I think I'd be considering it mind - although my lovely shiny new kitchen & bathroom are MASSES easier to keep clean than the skanky old ones that you will recall! :D

    And :j:j:T:T for spectacular debt-bashing too - brilliant work!
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • in_need_of_direction
    in_need_of_direction Posts: 7,727 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    i truly and shamefully miss having a cleaner since i stopped work. mine was £27 per week and for that, 3 furies descended and did hall, stairs, landing, 3 reception rooms, kitchen, utility, bathroom and shower room and played with the dog. i hate cleaning!
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    If i had any spare dosh I would have a cleaner.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • rtandon27
    rtandon27 Posts: 5,687 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    in_need_of_direction wrote: »
    ...3 furies descended...

    :rotfl::rotfl::rotfl:

    ...my fondest wish is to have three furies descend upon our house every week...

    ...when I mentioned this to the newly retired & self-nominated house-husband he got upset and asked if that was a NOT SUBTLE way of telling him his house-keeping skills needed development...

    ...OH spent most of his life catered to by his ma & then ex-wife...

    ...needless to say I don't subscribe to this way of being...

    ...fly-lady petrifies me...

    ...it's no wonder I pray for furies...:o:o:o

    :rotfl::rotfl::rotfl:
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
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