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Journey to £0 by 2020, with a few bumps along the way
Comments
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Fab
DFD March 2025 (£35000 paid off)
FFEF £10000/20000 saved0 -
Hi all, hope everyone is well.
Just checking in, I'm still debt free apart from the mortgage. I love logging into my 2 credit cards and seeing zero balances.
My car insurance is due in July, I've had the renewal price from current provider and its £189
Never been that low in 20 years of driving (it pays to be old and boring 
)
I'll try and beat it but not sure I will (already had a look on 1 comparison site and cheapest was £203)2 -
Excellent news. Are you saving for anything in particular? Is your husband debt free too now?I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£391.55
Save £12k in 2025 #1 £12000/£110000 -
Lots to save for unfortunately, my car is 15 years old so need a plan to replace it one day.enthusiasticsaver said:Excellent news. Are you saving for anything in particular? Is your husband debt free too now?Plus would like to get lots done to the house.Husband still has his car loan to go, currently £6,000 left0 -
Well done, you're doing so well Hope your job is going well too 0
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Hi All
Had my car tax reminder letter, £250 for the year
need to pay by the 30th
I've started overpaying the mortgage by £500 a month now. If we dont do something we still have 27 years to go and I'll be 65. Overpaying £500 a month will clear it in 15 years when I'll be 53.2 -
Wow thats high car tax mines 165 but I still put 15 a month away towards it maybe set that up for yourself for next year?
500 is a good amount to be paying as extra on your mortgage. Paying off in 50s sounds better than when your 65*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
Going well, really good to be able to pay off the mortgage by 53 1
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Husband is 6 years younger so he'll be mortgage free at 47 which sounds even better
Went for an eye test today, new glasses needed so that's £180 spent I paid on my Barclaycard but only as its a reward card so I can get 90p cashback
I'll pay it off in a couple of days when the transaction clears3 -
Hi everyone
A quick update from me, still debt free apart from the mortgage
Also I have a new career as a Police Officer starting this month.......eek!1
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