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Credit cards with transaction notification?

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  • MallyGirl
    MallyGirl Posts: 7,201 Senior Ambassador
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    My Amex card sends notifications - I guess by the iOS App. My running watch picks them up and shows them - I usually see the message as I am putting the card away as it is very quick.
    I’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
    & Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
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  • Thanks. Amex is not an option for me as too many places don't accept it.
  • MallyGirl
    MallyGirl Posts: 7,201 Senior Ambassador
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    It is true that some places don't accept Amex but you have a second card for those times. Cashback is good.
    I’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
    & Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
    All views are my own and not the official line of MoneySavingExpert.
  • Carrying and managing a second card is the last thing I want to do. My credit card spend is not huge, and the 0.5% I get in vouchers from the John Lewis and Amazon (neither Amex) cards is a good enough compromise for me. Plus I'd genuinely have an issue using a card which I know charges small retailers and shop owners way more.
    This is just my very personal opinion - YMMV, of course.
  • MrPez
    MrPez Posts: 173 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I have amex and have the android app but I don't get notifications per transaction. It appears that the best I can get is a push once monthly spend reaches a specified amount.

    I also have android pay and have push notification switched on but that doesn't seem to work either...
  • Have Monzo Starling etc said if they plan to launch a credit card with app-based push notifications, like their debit cards?
  • MrPez
    MrPez Posts: 173 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Have Monzo Starling etc said if they plan to launch a credit card with app-based push notifications, like their debit cards?

    Not that I'm aware, I checked their website but couldn't see anything
  • Jlawson118
    Jlawson118 Posts: 1,144 Forumite
    Ninth Anniversary 500 Posts Name Dropper
    American Express is the only one I've encountered that sends notifications
  • SuperHan
    SuperHan Posts: 2,269 Forumite
    Part of the Furniture 1,000 Posts
    Plus I'd genuinely have an issue using a card which I know charges small retailers and shop owners way more.


    Yes - sadly it seems to be a get-what-you-pay-for scenario - Amex offer wider services and generally better rewards as a result of charging retailers more.


    Flip side is, small businesses who can't afford it don't accept it. If they are willing to suck up the cost (I can't imagine anyone would lose sales by not accepting Amex) then I don't see too much of a reason not to benefit (especially at least not at the bigger retailers).
  • sausage_time
    sausage_time Posts: 1,455 Ambassador
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 7 September 2017 at 7:22PM
    Amex app on Android app now offers per-transaction notifications. I only saw the update last night, so while I have enabled I have not been able to test just yet.

    Update: Just paid for something on the web on my laptop - instant alert to my phone. Nice!
    I’m a Forum Ambassador and I support the Forum Team on the Credit CardsSavings & investments, and Budgeting & Bank Accounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
    All views are my own and not the official line of MoneySavingExpert.
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