The NEW waiting to exchange thread...

ChicaBonita

Still not heard from our Sol....and we'll get the weekly "Where are you up to?" email from our mortgage broker tomorrow, and as usual will have nothing to tell him (I say as usual, the process has only been a month or so, but seems forever :rotfl:)

Btw, is that usual, for the broker to email for updates every week?

RXT156

Completion next week woohooooo! Never thought this day would come
Thurs 22nd I get the keys!!!!

Tiglath

We exchanged today!! Took us 6 months. Completing on 12th March.

JaneyLouWho

Oooh RXT and Tiglath what brilliant news! Hope to be joining you soon!

liquoricet

Great news Tiglath and RXT! Hope you're celebrating tonight. !!!55357;!!!56833;

Amanda_Cm

Tiglath and RHT Brilliant! I am getting excited when someone exchanges here


A bit of update from me. EA told me that the vendor sent all the docs to his solicitor. Half an hour later he sent me an email with the replay from sellers solicitors. It turned out they got our question last Friday. So so slow. I believe our solicitor because I saw the doc with Initial enquiries on 8th of January. Friday was 9th of February and that's what I called slooowwww.
Anyway we are thinking to ask about another viewing as we had just one and we can't remember much.
I am just wondering if to ask for a viewing now or when all enquiries come back so we will know more about the extension and work done in the property. What do you guys think?

Goath

Ask for another viewing as many times as you want - it's your money!

This_calls_for_cake

Well we got the damp survey done for our buyers, the damp course is fine, some remedial work was recommended for penetrating damp caused by a leaky gutter, rather than get into to much toing and froing or having to get work done before we can complete we have agreed to reduce the purchase price by the amount quoted for the work. We have our home buyers survey scheduled for next week, as far as I know everything is just toddling along, going to try and call the solicitor tomorrow but the kids are on half term this week so I seem to be spending all my time breaking up fights and trying to keep them amused/apart!
Brilliant to hear people are making progress and managing to exchange, good vibes for everyone else!

milliemil

WE EXCHANGED yesterday!!!!

Could literally cry with relief! We move in next Friday!

Well done to all who have exchanged recently and wishing everyone else all the luck in the world - I will be following your stories still! xx

ashe

Update...New info in bold

23/06 house listed on Rightmove with EA1
20/7 discussed fees with EA1 after reading details on here, revamped rightmove ad completely as their photos were terrible and rewrote the description. EA1 not willing to negotiate on fees, they had overvalued the property for the market and despite us reducing it significantly, still wanted their fixed fee, as is their right I suppose. For the record, their fixed fee was equivalent to 4% of the property value now it had been reduced and we were locked in to a 6 month contract.
15/08 got tired of poor quality viewers EA1 was sending over that had no interest to buy (EA on the day was even saying 'yeah they view all our houses, have done for past 2 years but never offer'!), tried one more time to negotiate a fee and said if not willing to negotiate would price back to their original valuation which wont sell and wait out the contract. No movement on their side, so price increased.
01/12 requested quotes from other EA's, played off the ones we liked best and had the best local presence and negotiated 12 week contract with EA2 for 1.2% fee, due to go live mid Jan
23/1 Ad goes live on Rightmove with new EA2
30/1 first house viewing with new EA2, asking price offer next day
31/1 Solicitors instructed for sale
1/2-9/2 Many, Many house viewings, viewed every house that met our criteria in area we were looking to move to
9/2 first 2 offers rejected, 3rd offer accepted on property with l loads of space that meets all our needs
12/2 meeting our mortgage broker to go through the full application. Previously had an AIP but it had expired but should not be an issue
12/2 solicitors instructed, DIP Accept decision received, only asked for payslips
13/2 Booked Homebuyers survey for thursday. Company has scope for fast turnaround and will get report same day
13/2 Checked my Credit file on Noddle out of interest to find that my 'excellent' credit rating (Never missed any payments, never had any issues getting credit - any credit card I apply for gives me ridiculous limits like 15k) is tarnished by a £67 default on EE!! Had a heart attack. Took out a phone for an ex partner in 2013, she turned it into her name but then defaulted but looks like EE records have it in my name still, at her address. This was all sorted in 2016 with EE assuring me that it wouldnt impact me - was only when I used Noddle rather than Experian that it came to light. Frantic emails and calls to EE. Panic!
14/2 Full mortgage application completed with broker via nationwide, decision Accept, will only relax when we get the offer in full! Broker said if accepted at this stage hes never had it come back with an issue and normally they accept small telecoms defaults anyway.
14/2 Call from EE Credit team, said nothing on my file with experian other than linked address - said yes my info concurs but on callcredit it shows a default, she said let me check and went away for a few minutes, came back and said yes our mistake that, sincere apologies - correction sent to all CRA's to confirm not my default and remove linked address as I have never lived there. said would take 24 hours to remove default, up to 14 days to remove linked address. Relief!
15/2 Homebuyers survey takes place today, report available at some point later in the day. EA called to say Nationwide have been in touch and are going to contact the seller to conduct the valuation (we booked the Homebuyers independently). Hopefully valuation will be quick and we can find out if we can get a concrete offer shortly so we can relax.
If it declines, hopefully we have grounds for appeal if its to do with CRA info.