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The NEW waiting to exchange thread...
Comments
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Yes! I've already checked the latest mortgage deals. We've obviously budgeted for a certain monthly mortgage - if the chain falls apart and we need to apply for a new mortgage, the same monthly mortgage amount on current rates will now shave £60k off our property budget.trakky14 said:Argh is anyone else now desperately wanting to exchange in light of the news on lenders/interest rates?!! I feel every day that goes past is a greater risk to the whole thing falling apart 😥 Particularly as we are in a situation where we are waiting for our buyers lender's solicitor to give the green light after 3 weeks of waiting to be able to exchange!
I'm not an economist but surely this will be playing out across the country and house prices will fall (which I suppose is a good thing and a bad thing at the same time).
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And....I'm still waiting to exchange. Hoping to hear something today. This feels never ending!2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£3100
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No news is usually good news in my experience!clairepostin said:
Yay fabulous. Still waiting here, fingers crossed.GAMBITv5 said:
We just had both valuations (buyer and ours) returned same day, mortgage offers issued all roundclairepostin said:
Thank you, appreciated. Although I don’t think you are my vendor as it’s the top of the chainGAMBITv5 said:
In exactly the same boat (perhaps you're the one buying my property) as i had countrywide value my property today... Nationwide have been to value the property I'm buying today (also countrywide) so will let you know when I hear somethingclairepostin said:Hi everyone, I have been lurking on here, loads of great info, thank you.
We are currently awaiting a mortgage offer from Nationwide, they (via Countrywide). This morning they have been to the property to value it.
Does anyone who may have been in the same position recently know how long I should expect to wait to see if the valuation stacks up and a mortgage offer is on the table?
Good luck with your move, I’ll report back too.0 -
Just had notification of a charge added for property I am selling... Really hoping that's a good thing and the money is on its way1
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I've exchanged! Completion on the 7 October!!! Wooo Hoooo! x2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£3102
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Just had confirmation that our buyers have received their mortgage offer so all moving forwards1
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