The NEW waiting to exchange thread...

hpsauce86

TheJP said:

hpsauce86 said:

TheJP said:

hpsauce86 said:

Lessien said:

NicolaFranks said:

MickeyFTB said:

NicolaFranks said:

hpsauce86 said:

NicolaFranks said:

Down to the final stages……solicitor told us Friday that we are unlikely to exchange / complete by 24th (next Tuesday) when our mortgage offer runs out!  Today our mortgage broker told us HSBC do not tend to extend mortgages and we would have to do a new application.  The rate we have from November is 1.4% and the rate now is 2.something which means circa £180 extra per month 

solicitor had told us that the “final documents” we being sent out to us to arrive tomorrow (our buyer has had there’s not sure if they have further up the chain) 

is it feasible to exchange / complete by next Tuesday or should be just pull out now ?

You might manage it. I don’t see why you’d pull out after waiting since November! Can you afford the extra £180 a month on the mortgage? 

Keep sticking with it and see if you can get it across the line by the 24th, let your solicitor know your concerns one more time, as well as the estate agent. I’m sure they will do their best to meet the date you need, if not then back out (and waste the costs you’ve already spent), or speak to your broker and get a new mortgage at a slightly higher rate (still a very decent rate!) 

good luck! 

We can afford it….but if anything we’re to happen to my husband then I wouldn’t be able to cover it on my own 

Our current mortgage v new mortgage is £300 more per month so with the extra £180 makes our outgoings £500 more per month….

The rate we had in Nov was 1.4 % there isn’t anything close to this…..so it looks likely we will be pulling out

Before pulling out definitely have a conversation with HSBC first on extending - we’re with a different provider and our mortgage offer has gone to expire 3 time but they’ve extended as they recognised the issue in the chain was at no fault of ours. Somehow our mortgage broker managed a three month extension on the last one! 

HSBC apparently have a policy that they don’t extend…..I checked this forum and there was posts about plus it’s on their website.  However today we have a significant update…..most probably with the threat of pulling out and my husband pretty much speaking to everyone in the chain…..our documents came today, courier booked to get them back to our solicitors for the morning……kicks up solicitors bums to talk to each other…..we are about 80% there !  Pray for us……it’s gonna be a tough day 🤞🏻

That sounds so stressful! I hope you manage to get it over the line in time!

We have exchanged 🙂 It all feels a bit anticlimactic at the moment but I am impatient to get packing already! 

Go round and measure up! Get excited! Pack and declutter! When’s the completion date? Hopefully you’ll be in for more sun and can enjoy your new home soon! 

Or let the sellers get on with packing their house up in private, measure up when the house is yours. Nothing worse than a buyer wanting to come into the house to 'measure up' at the height of packing and sorting.

This is unreasonable, of course if you have exchanged you should be able to go and measure up. There’s at least a 10 week wait time for ordering large furniture at the moment, it’s far from unreasonable to be able to try and get organised. 

Why wouldn't you have measured up before exchange. Its not the sellers issue on furniture lead times, they have a house to pack so let them get on with it. Its also pretty difficult to measure up surrounded by boxes and as someone who has sold before i would not be comfortable having someone wanting to move boxes around. 

Because you shouldn’t buy anything until you have exchanged. 

I’d hardly assume anyone would even start packing until they have exchanged. So going to measure up the day after exchange or very close to it wouldn’t cause any issues. Our vendor is very happy with us popping around. Not all are as difficult as you make out. 

babyblade41

Our last buyer a couple of weeks ago were an utter PITA. We had to wait for them to get a mortgage offer but as soon as that came through they were demanding exchange ASAP but with lots of conditions.

We had a small holding & they wanted all the  animal enclosures taken down & removing in 2 weeks. We did manage it but throughout that 2 weeks they were constantly requesting viewings to measure, builders to come in etc etc.

We put our foot down straight away & told them to foxtrot Oscar , they can get builders quotes as soon as they move in & not before 

A viewing before exchange is fine but in-between exchange & completion is rude IMO 

After completion they complained that the garden hadn't been cleared after the enclosures had been taken away . I told them if they wanted the garden to be completely landscaped to their spec they should have bought  a new build  with manicured lawns .

Time for them to get their hands dirty 

TheJP

hpsauce86 said:

TheJP said:

hpsauce86 said:

TheJP said:

hpsauce86 said:

Lessien said:

NicolaFranks said:

MickeyFTB said:

NicolaFranks said:

hpsauce86 said:

NicolaFranks said:

Down to the final stages……solicitor told us Friday that we are unlikely to exchange / complete by 24th (next Tuesday) when our mortgage offer runs out!  Today our mortgage broker told us HSBC do not tend to extend mortgages and we would have to do a new application.  The rate we have from November is 1.4% and the rate now is 2.something which means circa £180 extra per month 

solicitor had told us that the “final documents” we being sent out to us to arrive tomorrow (our buyer has had there’s not sure if they have further up the chain) 

is it feasible to exchange / complete by next Tuesday or should be just pull out now ?

You might manage it. I don’t see why you’d pull out after waiting since November! Can you afford the extra £180 a month on the mortgage? 

Keep sticking with it and see if you can get it across the line by the 24th, let your solicitor know your concerns one more time, as well as the estate agent. I’m sure they will do their best to meet the date you need, if not then back out (and waste the costs you’ve already spent), or speak to your broker and get a new mortgage at a slightly higher rate (still a very decent rate!) 

good luck! 

We can afford it….but if anything we’re to happen to my husband then I wouldn’t be able to cover it on my own 

Our current mortgage v new mortgage is £300 more per month so with the extra £180 makes our outgoings £500 more per month….

The rate we had in Nov was 1.4 % there isn’t anything close to this…..so it looks likely we will be pulling out

Before pulling out definitely have a conversation with HSBC first on extending - we’re with a different provider and our mortgage offer has gone to expire 3 time but they’ve extended as they recognised the issue in the chain was at no fault of ours. Somehow our mortgage broker managed a three month extension on the last one! 

HSBC apparently have a policy that they don’t extend…..I checked this forum and there was posts about plus it’s on their website.  However today we have a significant update…..most probably with the threat of pulling out and my husband pretty much speaking to everyone in the chain…..our documents came today, courier booked to get them back to our solicitors for the morning……kicks up solicitors bums to talk to each other…..we are about 80% there !  Pray for us……it’s gonna be a tough day 🤞🏻

That sounds so stressful! I hope you manage to get it over the line in time!

We have exchanged 🙂 It all feels a bit anticlimactic at the moment but I am impatient to get packing already! 

Go round and measure up! Get excited! Pack and declutter! When’s the completion date? Hopefully you’ll be in for more sun and can enjoy your new home soon! 

Or let the sellers get on with packing their house up in private, measure up when the house is yours. Nothing worse than a buyer wanting to come into the house to 'measure up' at the height of packing and sorting.

This is unreasonable, of course if you have exchanged you should be able to go and measure up. There’s at least a 10 week wait time for ordering large furniture at the moment, it’s far from unreasonable to be able to try and get organised. 

Why wouldn't you have measured up before exchange. Its not the sellers issue on furniture lead times, they have a house to pack so let them get on with it. Its also pretty difficult to measure up surrounded by boxes and as someone who has sold before i would not be comfortable having someone wanting to move boxes around. 

Because you shouldn’t buy anything until you have exchanged. 

I’d hardly assume anyone would even start packing until they have exchanged. So going to measure up the day after exchange or very close to it wouldn’t cause any issues. Our vendor is very happy with us popping around. Not all are as difficult as you make out. 

Measuring up before exchange doesn't mean you have to buy the furniture. The house doesn't suddenly put weight on. We started packing a good bit before exchange, we had a good bit to sort out and pack. Plus having kids means we wanted to start earlier to be ahead of the curve.

Yes everyone's circumstances are different, WFH, kids, house full of boxes mean not all can accommodate. However some buyers take liberty at wanting to 'pop' round whenever it takes their fancy.

My comment is about taking consideration, is it a must or can it wait a week or so until you move in. 

hpsauce86

TheJP said:

hpsauce86 said:

TheJP said:

hpsauce86 said:

TheJP said:

hpsauce86 said:

Lessien said:

NicolaFranks said:

MickeyFTB said:

NicolaFranks said:

hpsauce86 said:

NicolaFranks said:

Down to the final stages……solicitor told us Friday that we are unlikely to exchange / complete by 24th (next Tuesday) when our mortgage offer runs out!  Today our mortgage broker told us HSBC do not tend to extend mortgages and we would have to do a new application.  The rate we have from November is 1.4% and the rate now is 2.something which means circa £180 extra per month 

solicitor had told us that the “final documents” we being sent out to us to arrive tomorrow (our buyer has had there’s not sure if they have further up the chain) 

is it feasible to exchange / complete by next Tuesday or should be just pull out now ?

You might manage it. I don’t see why you’d pull out after waiting since November! Can you afford the extra £180 a month on the mortgage? 

Keep sticking with it and see if you can get it across the line by the 24th, let your solicitor know your concerns one more time, as well as the estate agent. I’m sure they will do their best to meet the date you need, if not then back out (and waste the costs you’ve already spent), or speak to your broker and get a new mortgage at a slightly higher rate (still a very decent rate!) 

good luck! 

We can afford it….but if anything we’re to happen to my husband then I wouldn’t be able to cover it on my own 

Our current mortgage v new mortgage is £300 more per month so with the extra £180 makes our outgoings £500 more per month….

The rate we had in Nov was 1.4 % there isn’t anything close to this…..so it looks likely we will be pulling out

Before pulling out definitely have a conversation with HSBC first on extending - we’re with a different provider and our mortgage offer has gone to expire 3 time but they’ve extended as they recognised the issue in the chain was at no fault of ours. Somehow our mortgage broker managed a three month extension on the last one! 

HSBC apparently have a policy that they don’t extend…..I checked this forum and there was posts about plus it’s on their website.  However today we have a significant update…..most probably with the threat of pulling out and my husband pretty much speaking to everyone in the chain…..our documents came today, courier booked to get them back to our solicitors for the morning……kicks up solicitors bums to talk to each other…..we are about 80% there !  Pray for us……it’s gonna be a tough day 🤞🏻

That sounds so stressful! I hope you manage to get it over the line in time!

We have exchanged 🙂 It all feels a bit anticlimactic at the moment but I am impatient to get packing already! 

Go round and measure up! Get excited! Pack and declutter! When’s the completion date? Hopefully you’ll be in for more sun and can enjoy your new home soon! 

Or let the sellers get on with packing their house up in private, measure up when the house is yours. Nothing worse than a buyer wanting to come into the house to 'measure up' at the height of packing and sorting.

This is unreasonable, of course if you have exchanged you should be able to go and measure up. There’s at least a 10 week wait time for ordering large furniture at the moment, it’s far from unreasonable to be able to try and get organised. 

Why wouldn't you have measured up before exchange. Its not the sellers issue on furniture lead times, they have a house to pack so let them get on with it. Its also pretty difficult to measure up surrounded by boxes and as someone who has sold before i would not be comfortable having someone wanting to move boxes around. 

Because you shouldn’t buy anything until you have exchanged. 

I’d hardly assume anyone would even start packing until they have exchanged. So going to measure up the day after exchange or very close to it wouldn’t cause any issues. Our vendor is very happy with us popping around. Not all are as difficult as you make out. 

Measuring up before exchange doesn't mean you have to buy the furniture. The house doesn't suddenly put weight on. We started packing a good bit before exchange, we had a good bit to sort out and pack. Plus having kids means we wanted to start earlier to be ahead of the curve.

Yes everyone's circumstances are different, WFH, kids, house full of boxes mean not all can accommodate. However some buyers take liberty at wanting to 'pop' round whenever it takes their fancy.

My comment is about taking consideration, is it a must or can it wait a week or so until you move in. 

For us it’s a must, we don’t have any furniture of our own. I’m not talking about just popping around, we arranged to go via the estate agent, the seller wasn’t in and was happy with the estate agent letting us in. It’s not a cookie cutter approach for everyone. 

TheJP

hpsauce86 said:

TheJP said:

hpsauce86 said:

TheJP said:

hpsauce86 said:

TheJP said:

hpsauce86 said:

Lessien said:

NicolaFranks said:

MickeyFTB said:

NicolaFranks said:

hpsauce86 said:

NicolaFranks said:

Down to the final stages……solicitor told us Friday that we are unlikely to exchange / complete by 24th (next Tuesday) when our mortgage offer runs out!  Today our mortgage broker told us HSBC do not tend to extend mortgages and we would have to do a new application.  The rate we have from November is 1.4% and the rate now is 2.something which means circa £180 extra per month 

solicitor had told us that the “final documents” we being sent out to us to arrive tomorrow (our buyer has had there’s not sure if they have further up the chain) 

is it feasible to exchange / complete by next Tuesday or should be just pull out now ?

You might manage it. I don’t see why you’d pull out after waiting since November! Can you afford the extra £180 a month on the mortgage? 

Keep sticking with it and see if you can get it across the line by the 24th, let your solicitor know your concerns one more time, as well as the estate agent. I’m sure they will do their best to meet the date you need, if not then back out (and waste the costs you’ve already spent), or speak to your broker and get a new mortgage at a slightly higher rate (still a very decent rate!) 

good luck! 

We can afford it….but if anything we’re to happen to my husband then I wouldn’t be able to cover it on my own 

Our current mortgage v new mortgage is £300 more per month so with the extra £180 makes our outgoings £500 more per month….

The rate we had in Nov was 1.4 % there isn’t anything close to this…..so it looks likely we will be pulling out

Before pulling out definitely have a conversation with HSBC first on extending - we’re with a different provider and our mortgage offer has gone to expire 3 time but they’ve extended as they recognised the issue in the chain was at no fault of ours. Somehow our mortgage broker managed a three month extension on the last one! 

HSBC apparently have a policy that they don’t extend…..I checked this forum and there was posts about plus it’s on their website.  However today we have a significant update…..most probably with the threat of pulling out and my husband pretty much speaking to everyone in the chain…..our documents came today, courier booked to get them back to our solicitors for the morning……kicks up solicitors bums to talk to each other…..we are about 80% there !  Pray for us……it’s gonna be a tough day 🤞🏻

That sounds so stressful! I hope you manage to get it over the line in time!

We have exchanged 🙂 It all feels a bit anticlimactic at the moment but I am impatient to get packing already! 

Go round and measure up! Get excited! Pack and declutter! When’s the completion date? Hopefully you’ll be in for more sun and can enjoy your new home soon! 

Or let the sellers get on with packing their house up in private, measure up when the house is yours. Nothing worse than a buyer wanting to come into the house to 'measure up' at the height of packing and sorting.

This is unreasonable, of course if you have exchanged you should be able to go and measure up. There’s at least a 10 week wait time for ordering large furniture at the moment, it’s far from unreasonable to be able to try and get organised. 

Why wouldn't you have measured up before exchange. Its not the sellers issue on furniture lead times, they have a house to pack so let them get on with it. Its also pretty difficult to measure up surrounded by boxes and as someone who has sold before i would not be comfortable having someone wanting to move boxes around. 

Because you shouldn’t buy anything until you have exchanged. 

I’d hardly assume anyone would even start packing until they have exchanged. So going to measure up the day after exchange or very close to it wouldn’t cause any issues. Our vendor is very happy with us popping around. Not all are as difficult as you make out. 

Measuring up before exchange doesn't mean you have to buy the furniture. The house doesn't suddenly put weight on. We started packing a good bit before exchange, we had a good bit to sort out and pack. Plus having kids means we wanted to start earlier to be ahead of the curve.

Yes everyone's circumstances are different, WFH, kids, house full of boxes mean not all can accommodate. However some buyers take liberty at wanting to 'pop' round whenever it takes their fancy.

My comment is about taking consideration, is it a must or can it wait a week or so until you move in. 

For us it’s a must, we don’t have any furniture of our own. I’m not talking about just popping around, we arranged to go via the estate agent, the seller wasn’t in and was happy with the estate agent letting us in. It’s not a cookie cutter approach for everyone. 

I can see from your own threads that you are an FTB and haven't experienced selling and buying at the same time. I'm not sure if you have kids either but the need to start packing usually starts before exchange, time is limited. I appreciate not all scenarios are the same, my comment was more that consideration needs to work both ways. I would have expected my buyer to know the measurements for the house before exchange, i also wouldn't expect to have a visit after exchange as this is the busiest time for the seller getting everything sorted in readiness.

Our last buyer sent a decorator, carpet fitter and builder to measure for quotes a week before completion, she said she just wanted a quick look at the bathroom. We sent them on their way as they said they would need to move lots of stuff to get measurements.

hpsauce86

TheJP said:

hpsauce86 said:

TheJP said:

hpsauce86 said:

TheJP said:

hpsauce86 said:

TheJP said:

hpsauce86 said:

Lessien said:

NicolaFranks said:

MickeyFTB said:

NicolaFranks said:

hpsauce86 said:

NicolaFranks said:

Down to the final stages……solicitor told us Friday that we are unlikely to exchange / complete by 24th (next Tuesday) when our mortgage offer runs out!  Today our mortgage broker told us HSBC do not tend to extend mortgages and we would have to do a new application.  The rate we have from November is 1.4% and the rate now is 2.something which means circa £180 extra per month 

solicitor had told us that the “final documents” we being sent out to us to arrive tomorrow (our buyer has had there’s not sure if they have further up the chain) 

is it feasible to exchange / complete by next Tuesday or should be just pull out now ?

You might manage it. I don’t see why you’d pull out after waiting since November! Can you afford the extra £180 a month on the mortgage? 

Keep sticking with it and see if you can get it across the line by the 24th, let your solicitor know your concerns one more time, as well as the estate agent. I’m sure they will do their best to meet the date you need, if not then back out (and waste the costs you’ve already spent), or speak to your broker and get a new mortgage at a slightly higher rate (still a very decent rate!) 

good luck! 

We can afford it….but if anything we’re to happen to my husband then I wouldn’t be able to cover it on my own 

Our current mortgage v new mortgage is £300 more per month so with the extra £180 makes our outgoings £500 more per month….

The rate we had in Nov was 1.4 % there isn’t anything close to this…..so it looks likely we will be pulling out

Before pulling out definitely have a conversation with HSBC first on extending - we’re with a different provider and our mortgage offer has gone to expire 3 time but they’ve extended as they recognised the issue in the chain was at no fault of ours. Somehow our mortgage broker managed a three month extension on the last one! 

HSBC apparently have a policy that they don’t extend…..I checked this forum and there was posts about plus it’s on their website.  However today we have a significant update…..most probably with the threat of pulling out and my husband pretty much speaking to everyone in the chain…..our documents came today, courier booked to get them back to our solicitors for the morning……kicks up solicitors bums to talk to each other…..we are about 80% there !  Pray for us……it’s gonna be a tough day 🤞🏻

That sounds so stressful! I hope you manage to get it over the line in time!

We have exchanged 🙂 It all feels a bit anticlimactic at the moment but I am impatient to get packing already! 

Go round and measure up! Get excited! Pack and declutter! When’s the completion date? Hopefully you’ll be in for more sun and can enjoy your new home soon! 

Or let the sellers get on with packing their house up in private, measure up when the house is yours. Nothing worse than a buyer wanting to come into the house to 'measure up' at the height of packing and sorting.

This is unreasonable, of course if you have exchanged you should be able to go and measure up. There’s at least a 10 week wait time for ordering large furniture at the moment, it’s far from unreasonable to be able to try and get organised. 

Why wouldn't you have measured up before exchange. Its not the sellers issue on furniture lead times, they have a house to pack so let them get on with it. Its also pretty difficult to measure up surrounded by boxes and as someone who has sold before i would not be comfortable having someone wanting to move boxes around. 

Because you shouldn’t buy anything until you have exchanged. 

I’d hardly assume anyone would even start packing until they have exchanged. So going to measure up the day after exchange or very close to it wouldn’t cause any issues. Our vendor is very happy with us popping around. Not all are as difficult as you make out. 

Measuring up before exchange doesn't mean you have to buy the furniture. The house doesn't suddenly put weight on. We started packing a good bit before exchange, we had a good bit to sort out and pack. Plus having kids means we wanted to start earlier to be ahead of the curve.

Yes everyone's circumstances are different, WFH, kids, house full of boxes mean not all can accommodate. However some buyers take liberty at wanting to 'pop' round whenever it takes their fancy.

My comment is about taking consideration, is it a must or can it wait a week or so until you move in. 

For us it’s a must, we don’t have any furniture of our own. I’m not talking about just popping around, we arranged to go via the estate agent, the seller wasn’t in and was happy with the estate agent letting us in. It’s not a cookie cutter approach for everyone. 

I can see from your own threads that you are an FTB and haven't experienced selling and buying at the same time. I'm not sure if you have kids either but the need to start packing usually starts before exchange, time is limited. I appreciate not all scenarios are the same, my comment was more that consideration needs to work both ways. I would have expected my buyer to know the measurements for the house before exchange, i also wouldn't expect to have a visit after exchange as this is the busiest time for the seller getting everything sorted in readiness.

Our last buyer sent a decorator, carpet fitter and builder to measure for quotes a week before completion, she said she just wanted a quick look at the bathroom. We sent them on their way as they said they would need to move lots of stuff to get measurements.

First time buyer for our house, not for a house. 

We’ve been told all this by both our vendor and the estate agent. Please stop trying to force your opinion when it’s different for each transaction. 

Are you waiting to exchange? Not sure why you seem hellbent on commenting with negative points when it really is just YOUR opinion. Nor does it help the original poster, they can ask to go visit if they so wish, the vendor can say no. Again, there is no cookie cutter approach so you can get off your high horse trying to belittle me with this FTB nonsense. 

TheJP

hpsauce86 said:

TheJP said:

hpsauce86 said:

TheJP said:

hpsauce86 said:

TheJP said:

hpsauce86 said:

TheJP said:

hpsauce86 said:

Lessien said:

NicolaFranks said:

MickeyFTB said:

NicolaFranks said:

hpsauce86 said:

NicolaFranks said:

Down to the final stages……solicitor told us Friday that we are unlikely to exchange / complete by 24th (next Tuesday) when our mortgage offer runs out!  Today our mortgage broker told us HSBC do not tend to extend mortgages and we would have to do a new application.  The rate we have from November is 1.4% and the rate now is 2.something which means circa £180 extra per month 

solicitor had told us that the “final documents” we being sent out to us to arrive tomorrow (our buyer has had there’s not sure if they have further up the chain) 

is it feasible to exchange / complete by next Tuesday or should be just pull out now ?

You might manage it. I don’t see why you’d pull out after waiting since November! Can you afford the extra £180 a month on the mortgage? 

Keep sticking with it and see if you can get it across the line by the 24th, let your solicitor know your concerns one more time, as well as the estate agent. I’m sure they will do their best to meet the date you need, if not then back out (and waste the costs you’ve already spent), or speak to your broker and get a new mortgage at a slightly higher rate (still a very decent rate!) 

good luck! 

We can afford it….but if anything we’re to happen to my husband then I wouldn’t be able to cover it on my own 

Our current mortgage v new mortgage is £300 more per month so with the extra £180 makes our outgoings £500 more per month….

The rate we had in Nov was 1.4 % there isn’t anything close to this…..so it looks likely we will be pulling out

Before pulling out definitely have a conversation with HSBC first on extending - we’re with a different provider and our mortgage offer has gone to expire 3 time but they’ve extended as they recognised the issue in the chain was at no fault of ours. Somehow our mortgage broker managed a three month extension on the last one! 

HSBC apparently have a policy that they don’t extend…..I checked this forum and there was posts about plus it’s on their website.  However today we have a significant update…..most probably with the threat of pulling out and my husband pretty much speaking to everyone in the chain…..our documents came today, courier booked to get them back to our solicitors for the morning……kicks up solicitors bums to talk to each other…..we are about 80% there !  Pray for us……it’s gonna be a tough day 🤞🏻

That sounds so stressful! I hope you manage to get it over the line in time!

We have exchanged 🙂 It all feels a bit anticlimactic at the moment but I am impatient to get packing already! 

Go round and measure up! Get excited! Pack and declutter! When’s the completion date? Hopefully you’ll be in for more sun and can enjoy your new home soon! 

Or let the sellers get on with packing their house up in private, measure up when the house is yours. Nothing worse than a buyer wanting to come into the house to 'measure up' at the height of packing and sorting.

This is unreasonable, of course if you have exchanged you should be able to go and measure up. There’s at least a 10 week wait time for ordering large furniture at the moment, it’s far from unreasonable to be able to try and get organised. 

Why wouldn't you have measured up before exchange. Its not the sellers issue on furniture lead times, they have a house to pack so let them get on with it. Its also pretty difficult to measure up surrounded by boxes and as someone who has sold before i would not be comfortable having someone wanting to move boxes around. 

Because you shouldn’t buy anything until you have exchanged. 

I’d hardly assume anyone would even start packing until they have exchanged. So going to measure up the day after exchange or very close to it wouldn’t cause any issues. Our vendor is very happy with us popping around. Not all are as difficult as you make out. 

Measuring up before exchange doesn't mean you have to buy the furniture. The house doesn't suddenly put weight on. We started packing a good bit before exchange, we had a good bit to sort out and pack. Plus having kids means we wanted to start earlier to be ahead of the curve.

Yes everyone's circumstances are different, WFH, kids, house full of boxes mean not all can accommodate. However some buyers take liberty at wanting to 'pop' round whenever it takes their fancy.

My comment is about taking consideration, is it a must or can it wait a week or so until you move in. 

For us it’s a must, we don’t have any furniture of our own. I’m not talking about just popping around, we arranged to go via the estate agent, the seller wasn’t in and was happy with the estate agent letting us in. It’s not a cookie cutter approach for everyone. 

I can see from your own threads that you are an FTB and haven't experienced selling and buying at the same time. I'm not sure if you have kids either but the need to start packing usually starts before exchange, time is limited. I appreciate not all scenarios are the same, my comment was more that consideration needs to work both ways. I would have expected my buyer to know the measurements for the house before exchange, i also wouldn't expect to have a visit after exchange as this is the busiest time for the seller getting everything sorted in readiness.

Our last buyer sent a decorator, carpet fitter and builder to measure for quotes a week before completion, she said she just wanted a quick look at the bathroom. We sent them on their way as they said they would need to move lots of stuff to get measurements.

First time buyer for our house, not for a house. 

We’ve been told all this by both our vendor and the estate agent. Please stop trying to force your opinion when it’s different for each transaction. 

Are you waiting to exchange? Not sure why you seem hellbent on commenting with negative points when it really is just YOUR opinion. Nor does it help the original poster, they can ask to go visit if they so wish, the vendor can say no. Again, there is no cookie cutter approach so you can get off your high horse trying to belittle me with this FTB nonsense. 

Its a public forum where people share experiences to help others, I'm sharing my experience as someone who has been in a sellers shoes, nothing wrong with what I've posted.

I wasn't aware there was a rule that you couldn't post in this thread unless you are waiting to exchange. 

hpsauce86

TheJP said:

hpsauce86 said:

TheJP said:

hpsauce86 said:

TheJP said:

hpsauce86 said:

TheJP said:

hpsauce86 said:

TheJP said:

hpsauce86 said:

Lessien said:

NicolaFranks said:

MickeyFTB said:

NicolaFranks said:

hpsauce86 said:

NicolaFranks said:

Down to the final stages……solicitor told us Friday that we are unlikely to exchange / complete by 24th (next Tuesday) when our mortgage offer runs out!  Today our mortgage broker told us HSBC do not tend to extend mortgages and we would have to do a new application.  The rate we have from November is 1.4% and the rate now is 2.something which means circa £180 extra per month 

solicitor had told us that the “final documents” we being sent out to us to arrive tomorrow (our buyer has had there’s not sure if they have further up the chain) 

is it feasible to exchange / complete by next Tuesday or should be just pull out now ?

You might manage it. I don’t see why you’d pull out after waiting since November! Can you afford the extra £180 a month on the mortgage? 

Keep sticking with it and see if you can get it across the line by the 24th, let your solicitor know your concerns one more time, as well as the estate agent. I’m sure they will do their best to meet the date you need, if not then back out (and waste the costs you’ve already spent), or speak to your broker and get a new mortgage at a slightly higher rate (still a very decent rate!) 

good luck! 

We can afford it….but if anything we’re to happen to my husband then I wouldn’t be able to cover it on my own 

Our current mortgage v new mortgage is £300 more per month so with the extra £180 makes our outgoings £500 more per month….

The rate we had in Nov was 1.4 % there isn’t anything close to this…..so it looks likely we will be pulling out

Before pulling out definitely have a conversation with HSBC first on extending - we’re with a different provider and our mortgage offer has gone to expire 3 time but they’ve extended as they recognised the issue in the chain was at no fault of ours. Somehow our mortgage broker managed a three month extension on the last one! 

HSBC apparently have a policy that they don’t extend…..I checked this forum and there was posts about plus it’s on their website.  However today we have a significant update…..most probably with the threat of pulling out and my husband pretty much speaking to everyone in the chain…..our documents came today, courier booked to get them back to our solicitors for the morning……kicks up solicitors bums to talk to each other…..we are about 80% there !  Pray for us……it’s gonna be a tough day 🤞🏻

That sounds so stressful! I hope you manage to get it over the line in time!

We have exchanged 🙂 It all feels a bit anticlimactic at the moment but I am impatient to get packing already! 

Go round and measure up! Get excited! Pack and declutter! When’s the completion date? Hopefully you’ll be in for more sun and can enjoy your new home soon! 

Or let the sellers get on with packing their house up in private, measure up when the house is yours. Nothing worse than a buyer wanting to come into the house to 'measure up' at the height of packing and sorting.

This is unreasonable, of course if you have exchanged you should be able to go and measure up. There’s at least a 10 week wait time for ordering large furniture at the moment, it’s far from unreasonable to be able to try and get organised. 

Why wouldn't you have measured up before exchange. Its not the sellers issue on furniture lead times, they have a house to pack so let them get on with it. Its also pretty difficult to measure up surrounded by boxes and as someone who has sold before i would not be comfortable having someone wanting to move boxes around. 

Because you shouldn’t buy anything until you have exchanged. 

I’d hardly assume anyone would even start packing until they have exchanged. So going to measure up the day after exchange or very close to it wouldn’t cause any issues. Our vendor is very happy with us popping around. Not all are as difficult as you make out. 

Measuring up before exchange doesn't mean you have to buy the furniture. The house doesn't suddenly put weight on. We started packing a good bit before exchange, we had a good bit to sort out and pack. Plus having kids means we wanted to start earlier to be ahead of the curve.

Yes everyone's circumstances are different, WFH, kids, house full of boxes mean not all can accommodate. However some buyers take liberty at wanting to 'pop' round whenever it takes their fancy.

My comment is about taking consideration, is it a must or can it wait a week or so until you move in. 

For us it’s a must, we don’t have any furniture of our own. I’m not talking about just popping around, we arranged to go via the estate agent, the seller wasn’t in and was happy with the estate agent letting us in. It’s not a cookie cutter approach for everyone. 

I can see from your own threads that you are an FTB and haven't experienced selling and buying at the same time. I'm not sure if you have kids either but the need to start packing usually starts before exchange, time is limited. I appreciate not all scenarios are the same, my comment was more that consideration needs to work both ways. I would have expected my buyer to know the measurements for the house before exchange, i also wouldn't expect to have a visit after exchange as this is the busiest time for the seller getting everything sorted in readiness.

Our last buyer sent a decorator, carpet fitter and builder to measure for quotes a week before completion, she said she just wanted a quick look at the bathroom. We sent them on their way as they said they would need to move lots of stuff to get measurements.

First time buyer for our house, not for a house. 

We’ve been told all this by both our vendor and the estate agent. Please stop trying to force your opinion when it’s different for each transaction. 

Are you waiting to exchange? Not sure why you seem hellbent on commenting with negative points when it really is just YOUR opinion. Nor does it help the original poster, they can ask to go visit if they so wish, the vendor can say no. Again, there is no cookie cutter approach so you can get off your high horse trying to belittle me with this FTB nonsense. 

Its a public forum where people share experiences to help others, I'm sharing my experience as someone who has been in a sellers shoes, nothing wrong with what I've posted.

I wasn't aware there was a rule that you couldn't post in this thread unless you are waiting to exchange. 

Yes but you seem to ignore other opinions and force yours on people here. 

The fact of the matter is, it’s not always the same. And some vendors (most) are reasonable enough to let people in to measure, doesn’t matter when people choose to do this. Not everyone is as inflexible and unhelpful as you seem to be as a vendor. And also deeply unhappy because you always comment with negative comments, never helpful just trying to belittle people. 

TheJP

hpsauce86 said:

TheJP said:

hpsauce86 said:

TheJP said:

hpsauce86 said:

TheJP said:

hpsauce86 said:

TheJP said:

hpsauce86 said:

TheJP said:

hpsauce86 said:

Lessien said:

NicolaFranks said:

MickeyFTB said:

NicolaFranks said:

hpsauce86 said:

NicolaFranks said:

Down to the final stages……solicitor told us Friday that we are unlikely to exchange / complete by 24th (next Tuesday) when our mortgage offer runs out!  Today our mortgage broker told us HSBC do not tend to extend mortgages and we would have to do a new application.  The rate we have from November is 1.4% and the rate now is 2.something which means circa £180 extra per month 

solicitor had told us that the “final documents” we being sent out to us to arrive tomorrow (our buyer has had there’s not sure if they have further up the chain) 

is it feasible to exchange / complete by next Tuesday or should be just pull out now ?

You might manage it. I don’t see why you’d pull out after waiting since November! Can you afford the extra £180 a month on the mortgage? 

Keep sticking with it and see if you can get it across the line by the 24th, let your solicitor know your concerns one more time, as well as the estate agent. I’m sure they will do their best to meet the date you need, if not then back out (and waste the costs you’ve already spent), or speak to your broker and get a new mortgage at a slightly higher rate (still a very decent rate!) 

good luck! 

We can afford it….but if anything we’re to happen to my husband then I wouldn’t be able to cover it on my own 

Our current mortgage v new mortgage is £300 more per month so with the extra £180 makes our outgoings £500 more per month….

The rate we had in Nov was 1.4 % there isn’t anything close to this…..so it looks likely we will be pulling out

Before pulling out definitely have a conversation with HSBC first on extending - we’re with a different provider and our mortgage offer has gone to expire 3 time but they’ve extended as they recognised the issue in the chain was at no fault of ours. Somehow our mortgage broker managed a three month extension on the last one! 

HSBC apparently have a policy that they don’t extend…..I checked this forum and there was posts about plus it’s on their website.  However today we have a significant update…..most probably with the threat of pulling out and my husband pretty much speaking to everyone in the chain…..our documents came today, courier booked to get them back to our solicitors for the morning……kicks up solicitors bums to talk to each other…..we are about 80% there !  Pray for us……it’s gonna be a tough day 🤞🏻

That sounds so stressful! I hope you manage to get it over the line in time!

We have exchanged 🙂 It all feels a bit anticlimactic at the moment but I am impatient to get packing already! 

Go round and measure up! Get excited! Pack and declutter! When’s the completion date? Hopefully you’ll be in for more sun and can enjoy your new home soon! 

Or let the sellers get on with packing their house up in private, measure up when the house is yours. Nothing worse than a buyer wanting to come into the house to 'measure up' at the height of packing and sorting.

This is unreasonable, of course if you have exchanged you should be able to go and measure up. There’s at least a 10 week wait time for ordering large furniture at the moment, it’s far from unreasonable to be able to try and get organised. 

Why wouldn't you have measured up before exchange. Its not the sellers issue on furniture lead times, they have a house to pack so let them get on with it. Its also pretty difficult to measure up surrounded by boxes and as someone who has sold before i would not be comfortable having someone wanting to move boxes around. 

Because you shouldn’t buy anything until you have exchanged. 

I’d hardly assume anyone would even start packing until they have exchanged. So going to measure up the day after exchange or very close to it wouldn’t cause any issues. Our vendor is very happy with us popping around. Not all are as difficult as you make out. 

Measuring up before exchange doesn't mean you have to buy the furniture. The house doesn't suddenly put weight on. We started packing a good bit before exchange, we had a good bit to sort out and pack. Plus having kids means we wanted to start earlier to be ahead of the curve.

Yes everyone's circumstances are different, WFH, kids, house full of boxes mean not all can accommodate. However some buyers take liberty at wanting to 'pop' round whenever it takes their fancy.

My comment is about taking consideration, is it a must or can it wait a week or so until you move in. 

For us it’s a must, we don’t have any furniture of our own. I’m not talking about just popping around, we arranged to go via the estate agent, the seller wasn’t in and was happy with the estate agent letting us in. It’s not a cookie cutter approach for everyone. 

I can see from your own threads that you are an FTB and haven't experienced selling and buying at the same time. I'm not sure if you have kids either but the need to start packing usually starts before exchange, time is limited. I appreciate not all scenarios are the same, my comment was more that consideration needs to work both ways. I would have expected my buyer to know the measurements for the house before exchange, i also wouldn't expect to have a visit after exchange as this is the busiest time for the seller getting everything sorted in readiness.

Our last buyer sent a decorator, carpet fitter and builder to measure for quotes a week before completion, she said she just wanted a quick look at the bathroom. We sent them on their way as they said they would need to move lots of stuff to get measurements.

First time buyer for our house, not for a house. 

We’ve been told all this by both our vendor and the estate agent. Please stop trying to force your opinion when it’s different for each transaction. 

Are you waiting to exchange? Not sure why you seem hellbent on commenting with negative points when it really is just YOUR opinion. Nor does it help the original poster, they can ask to go visit if they so wish, the vendor can say no. Again, there is no cookie cutter approach so you can get off your high horse trying to belittle me with this FTB nonsense. 

Its a public forum where people share experiences to help others, I'm sharing my experience as someone who has been in a sellers shoes, nothing wrong with what I've posted.

I wasn't aware there was a rule that you couldn't post in this thread unless you are waiting to exchange. 

Yes but you seem to ignore other opinions and force yours on people here. 

The fact of the matter is, it’s not always the same. And some vendors (most) are reasonable enough to let people in to measure, doesn’t matter when people choose to do this. Not everyone is as inflexible and unhelpful as you seem to be as a vendor. And also deeply unhappy because you always comment with negative comments, never helpful just trying to belittle people. 

Wanting consideration while you pack a house with children is not being inconsiderate or inflexible especially if the buyer had an opportunity to measure up before exchange, i have no issues with doing everything you need to as a buyer all i said was to also be considerate to the seller. You are the one that got aggressive. I've been plenty helpful on this forum but your opinion of me really doesn't bother me.

Deedoodee

We measured up for our house. We haven’t exchanged yet, and don’t have a date for exchange or completion. We emailed the agent to ask if it would be ok to go in to take some measurements. Vendors were fine with it. They had boxes of stuff in all the rooms but were very happy for us to come in and measure up. They offered to move the boxes and told us to take as long as we wanted. We were finished within an hour but felt no rush.