We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The NEW waiting to exchange thread...
Comments
-
Rincewindcl said:We also failed to exchange today. Hoping to try again tomorrow. Completion is set for the 20th.... good luck everyone!2
-
Good luck to everyone for today who are awaiting updates or exchange/completion 🍀
The sun ☀️ is shining so let’s hope it’s a day for positive news 🤞😁😬 x3 -
WorriedKirkels said:Good luck to everyone for today who are awaiting updates or exchange/completion 🍀
The sun ☀️ is shining so let’s hope it’s a day for positive news 🤞😁😬 x19/7: Sale property on market
24-25/7: 22 viewings on sale property
24/7: Viewed purchase, probate awaited, no chain
27/7: Offer accepted on sale (above asking price) FTBs
28/7: Asking price offer placed on purchase
29/7: Offer accepted on purchase
11/8: Mortgage appointment with natwest
12/8: Mortgage application submitted
13/8: Valuation done on sale
13/8: Valuation on purchase booked for 31/8
16/8: Sale valued at offer price
18/8: Valuer for sale turned up early, valued at offer price
19/8: Mortgage offer received
26/8: Full structural survey done on sale property. Informed probate granted.
3/9: Survey report received, some untoward findings
8/9: Second viewing, decision to reduce offer
10/9: Reduced offer submitted following building quote
11/9: Transfer form & contract signed for sale
13/9: Sale searches back
14/9: Reduced offer accepted
16/9: Mortgage appointment to amend application
17/9: All searches back on purchase
18/9: Contract & transfer form
signed on purchase
20/9: Amended mortgage offer received
21/9: Mortgage redemption requested
22/9: Draft completion statements received
24/9: Exchanged contracts
30/9: Proposed completion0 -
WorriedKirkels said:Good luck to everyone for today who are awaiting updates or exchange/completion 🍀
The sun ☀️ is shining so let’s hope it’s a day for positive news 🤞😁😬 x
Just discovered my solicitor is away for a lot of this month and still haven’t received the contract to sign but hoping it will be possible somehow. It may mean less time between exchange and completion- the sellers wanted 14 days though as they have a lot to move.The sun makes me feel positive so will keep that going!Good luck everyone!1 -
scottie21 said:WorriedKirkels said:Good luck to everyone for today who are awaiting updates or exchange/completion 🍀
The sun ☀️ is shining so let’s hope it’s a day for positive news 🤞😁😬 x0 -
ss2020jd said:WorriedKirkels said:Good luck to everyone for today who are awaiting updates or exchange/completion 🍀
The sun ☀️ is shining so let’s hope it’s a day for positive news 🤞😁😬 x
Just discovered my solicitor is away for a lot of this month and still haven’t received the contract to sign but hoping it will be possible somehow. It may mean less time between exchange and completion- the sellers wanted 14 days though as they have a lot to move.The sun makes me feel positive so will keep that going!Good luck everyone!
Your solicitor might have tasked another solicitor or assistant to cover so maybe check and hoping you get updates whilst they are away 🤞😁🙏2 -
Gosh, looks like I messed a lot yesterday. Fingers crossed for those waiting for exchange today!
We've had a very frustrating update - the people above our sellers, despite apparently needing to complete by end of Sep because their mortgage offer expires are refusing to contribute to our incurred costs by overlapping rent and mortgage to meet their timeline. Ours sellers have been lovely and offered to cover half, but it just feels like we're both being conned by this greedy person above who wants everything on their terms only. Part of me wants to be bloody-mind and say if they're not gonna compromise then we won't agree, but the larger part is just so tired of this nonsense.10th June - DIP submitted
11th June - DIP referred to underwriter
12th June - Viewed house, offer made and accepted
14th June - DIP accepted and full application submitted
16th June - Valuation booked for 18th
18th June - Valuation completed - received text and email confirming the report had been received by Nationwide for review.
22nd June - Hard search (Transunion)
24th June - Second hard search (Equifax)
1st July - Extra documents requested and uploaded by Broker
9th July - Proof of Deposit requested and uploaded by Broker
12 July - Searches applied for
19th July - Problem with Proof of Deposit upload - reuploaded by Broker with narrative
19th July - Survey carried out
20th July - Offer issued - checked and confirmed by Broker
21st July - Contract checks complete
22nd July - Additional enquiries sent
23rd July - Survey report returned
27th July - Documents reviewed and okayed with solicitor
4th August - Searches back
31st August - Final enquiries back
8th September - Contracts signed
15th September - Deposit money transferred
28th September - Exchange
30th September - Proposed Completion1 -
Morning all!
Best of luck to everyone hoping to exchange today 🤞
We *should* get an update from our sellers estate agent on where the rest of the chain stands, after the somewhat misleading claim that we wouldn't be done in September last week... I've checked my emails about 8 billion times already 😅
Hoping we'll also get confirmation that our solicitor has responded to enquiries, and maybe even an update on our buyer's mortgage offer...Signature down for maintenance :rotfl:3 -
WorriedKirkels said:scottie21 said:WorriedKirkels said:Good luck to everyone for today who are awaiting updates or exchange/completion 🍀
The sun ☀️ is shining so let’s hope it’s a day for positive news 🤞😁😬 xThey seem very efficient, but the not knowing is hard.Sorry for the negativity. I’m just feeling frustrated.Fingers crossed for progress for everyone today 🤞🏼🤞🏼19/7: Sale property on market
24-25/7: 22 viewings on sale property
24/7: Viewed purchase, probate awaited, no chain
27/7: Offer accepted on sale (above asking price) FTBs
28/7: Asking price offer placed on purchase
29/7: Offer accepted on purchase
11/8: Mortgage appointment with natwest
12/8: Mortgage application submitted
13/8: Valuation done on sale
13/8: Valuation on purchase booked for 31/8
16/8: Sale valued at offer price
18/8: Valuer for sale turned up early, valued at offer price
19/8: Mortgage offer received
26/8: Full structural survey done on sale property. Informed probate granted.
3/9: Survey report received, some untoward findings
8/9: Second viewing, decision to reduce offer
10/9: Reduced offer submitted following building quote
11/9: Transfer form & contract signed for sale
13/9: Sale searches back
14/9: Reduced offer accepted
16/9: Mortgage appointment to amend application
17/9: All searches back on purchase
18/9: Contract & transfer form
signed on purchase
20/9: Amended mortgage offer received
21/9: Mortgage redemption requested
22/9: Draft completion statements received
24/9: Exchanged contracts
30/9: Proposed completion1 -
E_D_FTB said:Gosh, looks like I messed a lot yesterday. Fingers crossed for those waiting for exchange today!
We've had a very frustrating update - the people above our sellers, despite apparently needing to complete by end of Sep because their mortgage offer expires are refusing to contribute to our incurred costs by overlapping rent and mortgage to meet their timeline. Ours sellers have been lovely and offered to cover half, but it just feels like we're both being conned by this greedy person above who wants everything on their terms only. Part of me wants to be bloody-mind and say if they're not gonna compromise then we won't agree, but the larger part is just so tired of this nonsense.19/7: Sale property on market
24-25/7: 22 viewings on sale property
24/7: Viewed purchase, probate awaited, no chain
27/7: Offer accepted on sale (above asking price) FTBs
28/7: Asking price offer placed on purchase
29/7: Offer accepted on purchase
11/8: Mortgage appointment with natwest
12/8: Mortgage application submitted
13/8: Valuation done on sale
13/8: Valuation on purchase booked for 31/8
16/8: Sale valued at offer price
18/8: Valuer for sale turned up early, valued at offer price
19/8: Mortgage offer received
26/8: Full structural survey done on sale property. Informed probate granted.
3/9: Survey report received, some untoward findings
8/9: Second viewing, decision to reduce offer
10/9: Reduced offer submitted following building quote
11/9: Transfer form & contract signed for sale
13/9: Sale searches back
14/9: Reduced offer accepted
16/9: Mortgage appointment to amend application
17/9: All searches back on purchase
18/9: Contract & transfer form
signed on purchase
20/9: Amended mortgage offer received
21/9: Mortgage redemption requested
22/9: Draft completion statements received
24/9: Exchanged contracts
30/9: Proposed completion0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.8K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.8K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards