Property buying/selling timeline - currently into week 21
04/12/20: Both properties listed for sale
11/01/21: Offers
accepted on both sales & on our joint purchase
25/01/21: Identity checks completed, solicitors instructed
27/01/21: Purchase survey & valuation complete, mortgage offer
received
05/02/21: Reduction agreed on partner's sale (under-valuation) & on
purchase. Mortgage offer amended
08/02/21: Buyers pack returned to solicitor - sellers packs already returned
26/02/21:
Partner's sale contract signed
10/03/21: Purchase searches all back
16/03/21: My sale contract signed
28/03/21: Purchase enquiries satisfied, Title
Report & contracts issued, contracts signed & returned
11/05/21: Still waiting on final enquiry in the adjoining chain to be resolved. Consent to break the chain granted, instruction to move to exchange given.
17/05/21: All parties agreed to June 3rd for completion
27/05/21: Exchanged on my sale only
28/05/21: ALL EXCHANGED!
03/06/21: Completion
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The NEW waiting to exchange thread...
Comments
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Oh bless you and love your upbeat attitude! My Dad lost a similar battle in 2018 and I had nothing else in my life to keep my mind occupied as was also trying to fall pregnant and do ivf. So, maybe the move and the new home will give you some much needed distraction and focus at this hard time!Caz_Mnaz said:Thanks @BountyBlink. Must say it has taken all excitement from it, he was going to be my head gardener 😂 and now he will probably never even see the house. Quite hard to swallow. BUT the show must go one and the move means closer to mum and school friends
Here's hoping a positive week for everyone
0 -
We completed last Friday,
(we broke our chain as our chain above fell apart but wanted to still keep hold of our purchase and the only way we could do that was to sell and go into rented as the bottom of our chain had a date of 23 April as last date they could do otherwise they would need to go into a rental themselves and commit to a year and we just didn’t think we would sell quickly and knew if we did lose our chain below that our vendor would have remarket theirs!)
So we moved into a tiny flat (from a 4 bed house and out everything but the very basics into storage) flat is actually really nice lol l. We have a maximum tenancy if 4 months so huge gamble for us that our vendor would find something and a chain be formed quickly!!!
then as I was taking a bath earlier at 630Pm our vendors agent called to say that they had found something and that seller was buying a chain free house!!!!So it’s ALL BACK ON!!!!!Oh please let this go through now!!!!! Have everything crossed!4 -
Wooooooooooooo! Fingers crossed0
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Hoping we will have some luck now!!! Back on the rocky road to our next Exchange/Completion!!!Caz_Mnaz said:Wooooooooooooo! Fingers crossed0 -
Great news @BountyBlink - hope it all goes quickly and smoothly for you.
@lozenlady - congrats! Hope you enjoy your new home.
@bigkenny1975 - I really hope it happens today for you.
My news.... ha ha ha, there is none, still, of course. Sigh.
3 -
Just popped my solicitor an email asking for an update, and got her out of office automated reply - she's on holiday until May 4th. FMAL. Property buying/selling timeline - currently into week 21
04/12/20: Both properties listed for sale
11/01/21: Offers accepted on both sales & on our joint purchase
25/01/21: Identity checks completed, solicitors instructed
27/01/21: Purchase survey & valuation complete, mortgage offer received
05/02/21: Reduction agreed on partner's sale (under-valuation) & on purchase. Mortgage offer amended
08/02/21: Buyers pack returned to solicitor - sellers packs already returned
26/02/21: Partner's sale contract signed
10/03/21: Purchase searches all back
16/03/21: My sale contract signed
28/03/21: Purchase enquiries satisfied, Title Report & contracts issued, contracts signed & returned
11/05/21: Still waiting on final enquiry in the adjoining chain to be resolved. Consent to break the chain granted, instruction to move to exchange given.
17/05/21: All parties agreed to June 3rd for completion
27/05/21: Exchanged on my sale only
28/05/21: ALL EXCHANGED!
03/06/21: Completion1 -
We are waiting to exchange on a new build and the developer is now threatening to pull out as we are past the 28 days by more than a week.
The delay is nothing to do with us and we are pushing the solicitors as much as we can but getting tense.0 -
Oh no!!!! What’s is the delay? Do you know?Natbag said:Great news @BountyBlink - hope it all goes quickly and smoothly for you.
@lozenlady - congrats! Hope you enjoy your new home.
@bigkenny1975 - I really hope it happens today for you.
My news.... ha ha ha, there is none, still, of course. Sigh.0 -
OMG the estate management company have agreed to sign the deed of variation! We still aren't out of the woods yet, and now we'll have to wait for HSCB to update their paperwork, and for the solicitor to get everything together to issue the title deeds and contracts to my ex - and of course she's not back until May 4th - but it's a big relief. Going to start pushing my boyfriend's buyers to make sure they are completely ready in preparation, and I think we won't be able to exchange for at least a couple more weeks, but thank **** is all I can say today.
@BountyBlink - the issue was that the mortgage lender on my ex's purchase would not lend based on an estate management fee contract, and if he could not go ahead with his purchase he was refusing to allow the sale of our house as he still lives there, which meant my purchase could not proceed and the whole chain was threatened with collapse. It's been dragging on for weeks and wasn't looking good, but thankfully my ex has been proactive, doing most of the research and negotiating himself, and has managed to persuade them. The solicitor was ready to admit defeat.
Property buying/selling timeline - currently into week 21
04/12/20: Both properties listed for sale
11/01/21: Offers accepted on both sales & on our joint purchase
25/01/21: Identity checks completed, solicitors instructed
27/01/21: Purchase survey & valuation complete, mortgage offer received
05/02/21: Reduction agreed on partner's sale (under-valuation) & on purchase. Mortgage offer amended
08/02/21: Buyers pack returned to solicitor - sellers packs already returned
26/02/21: Partner's sale contract signed
10/03/21: Purchase searches all back
16/03/21: My sale contract signed
28/03/21: Purchase enquiries satisfied, Title Report & contracts issued, contracts signed & returned
11/05/21: Still waiting on final enquiry in the adjoining chain to be resolved. Consent to break the chain granted, instruction to move to exchange given.
17/05/21: All parties agreed to June 3rd for completion
27/05/21: Exchanged on my sale only
28/05/21: ALL EXCHANGED!
03/06/21: Completion2 -
Hello, I am new to the forum and please let me know if I'm posting in the wrong thread! I am currently awaiting my mortgage offer, and it's taking absolutely forever! This Thursday it will be 12 weeks since I submitted the full application. Does it usually take that long, when there are not specific issues holding it up? Just wanted to check this is the place where I can share the whole story with others who are going through the same process?Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661
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