Land Registry questions

Land_Registry

minty777 said:

What does "Application lodged by" mean and is that the start of a process or end of?
Like application  lodged by *a bank, bulding society, any government body etc? 

Simply means who lodged the application and that’s the start of the application process

minty777

Land_Registry said:

minty777 said:

What does "Application lodged by" mean and is that the start of a process or end of?
Like application  lodged by *a bank, bulding society, any government body etc? 

Simply means who lodged the application and that’s the start of the application process

Thank you. How long does it take? I knew it meant who had put the application in. But why do they start it? 

Land_Registry

minty777 said:

Land_Registry said:

minty777 said:

What does "Application lodged by" mean and is that the start of a process or end of?
Like application  lodged by *a bank, bulding society, any government body etc? 

Simply means who lodged the application and that’s the start of the application process

Thank you. How long does it take? I knew it meant who had put the application in. But why do they start it? 

All depends on the type of application. If it’s an update to an existing register then wait times between receipt and us considering are currently at around 4/5 weeks 

minty777

Land_Registry said:

minty777 said:

Land_Registry said:

minty777 said:

What does "Application lodged by" mean and is that the start of a process or end of?
Like application  lodged by *a bank, bulding society, any government body etc? 

Simply means who lodged the application and that’s the start of the application process

Thank you. How long does it take? I knew it meant who had put the application in. But why do they start it? 

All depends on the type of application. If it’s an update to an existing register then wait times between receipt and us considering are currently at around 4/5 weeks 

As an example let's say the DWP

never_again_123

Thank you very much for help with my previous query. A different question now! We purchased the freehold of our house a couple of years ago meaning that we now own both the freehold and leasehold titles. If we asked our solicitor to dissolve the leashold before completion, how long is this taking currently? Is it something we would be able to expedite? Many thanks.

Land_Registry

never_again_123 said:

Thank you very much for help with my previous query. A different question now! We purchased the freehold of our house a couple of years ago meaning that we now own both the freehold and leasehold titles. If we asked our solicitor to dissolve the leashold before completion, how long is this taking currently? Is it something we would be able to expedite? Many thanks.

An application to determine the lease by merger is currently like to wait 4/5 weeks. It can be expedited though if there’s a linked and dependent transaction 
The two tenures would have to be registered and held in the same ownership and capacity so check with solicitor as merging may not be possible for you as the seller but if the buyer buys both then they can apply to merge when registering their purchase 

AliceBanned

Hello, my conveyancer is asking me to provide ID verification for an elderly relative who has no passport or driving licence (relative providng me with a gifted deposit of £2k). Would the Land Registry accept anything else, or is this the only way round this? eg if I change conveyancer as due to personal circumstances and lack of solicitor availability it is proving impossible so far to certify via your ID1 Form. I am due to complete some time in January or February so should have time, but am totally at an impasse with this now. I am at my wit's end and thinking I can't continue with the purchase, I've tried to get this done but also the relative is vulnerable due to Covid.  Thanks

Land_Registry

AliceBanned said:

Hello, my conveyancer is asking me to provide ID verification for an elderly relative who has no passport or driving licence (relative providng me with a gifted deposit of £2k). Would the Land Registry accept anything else, or is this the only way round this? eg if I change conveyancer as due to personal circumstances and lack of solicitor availability it is proving impossible so far to certify via your ID1 Form. I am due to complete some time in January or February so should have time, but am totally at an impasse with this now. I am at my wit's end and thinking I can't continue with the purchase, I've tried to get this done but also the relative is vulnerable due to Covid.  Thanks

ID verification is only needed by us with regards the parties actually involved in any deed for example transfer, lease or mortgage. If your relative is gifting you a deposit amount are they actually a party to the registrable transaction? 

If not then the ID requirement may be the solicitor’s and not ours
However if not and we need verification then form ID1 lists alternatives to passport/driving licence. 

AliceBanned

Land_Registry said:

AliceBanned said:

Hello, my conveyancer is asking me to provide ID verification for an elderly relative who has no passport or driving licence (relative providng me with a gifted deposit of £2k). Would the Land Registry accept anything else, or is this the only way round this? eg if I change conveyancer as due to personal circumstances and lack of solicitor availability it is proving impossible so far to certify via your ID1 Form. I am due to complete some time in January or February so should have time, but am totally at an impasse with this now. I am at my wit's end and thinking I can't continue with the purchase, I've tried to get this done but also the relative is vulnerable due to Covid.  Thanks

ID verification is only needed by us with regards the parties actually involved in any deed for example transfer, lease or mortgage. If your relative is gifting you a deposit amount are they actually a party to the registrable transaction? 

If not then the ID requirement may be the solicitor’s and not ours
However if not and we need verification then form ID1 lists alternatives to passport/driving licence. 

Thanks only in the sense that the gifted deposit was part of the mortgage amount needed to purchase the property. The lender is happy from ID point of view.

im very confused as to why my conveyancer is making these near impossible demands and if they aren’t essential I will dispute them. But I don’t understand whether they are. Thanks

Land_Registry

AliceBanned said:

Land_Registry said:

AliceBanned said:

Hello, my conveyancer is asking me to provide ID verification for an elderly relative who has no passport or driving licence (relative providng me with a gifted deposit of £2k). Would the Land Registry accept anything else, or is this the only way round this? eg if I change conveyancer as due to personal circumstances and lack of solicitor availability it is proving impossible so far to certify via your ID1 Form. I am due to complete some time in January or February so should have time, but am totally at an impasse with this now. I am at my wit's end and thinking I can't continue with the purchase, I've tried to get this done but also the relative is vulnerable due to Covid.  Thanks

ID verification is only needed by us with regards the parties actually involved in any deed for example transfer, lease or mortgage. If your relative is gifting you a deposit amount are they actually a party to the registrable transaction? 

If not then the ID requirement may be the solicitor’s and not ours
However if not and we need verification then form ID1 lists alternatives to passport/driving licence. 

Thanks only in the sense that the gifted deposit was part of the mortgage amount needed to purchase the property. The lender is happy from ID point of view.

im very confused as to why my conveyancer is making these near impossible demands and if they aren’t essential I will dispute them. But I don’t understand whether they are. Thanks

Conveyancers, like lenders, have a variety of regulations to abide by particularly around money laundering and similar risks. You’ll have to ask the conveyancer to clarify why they are requesting same as it may be for other reasons. 

At the same time, if not already done, it might be worth asking if other options are available for example a letter from her GP or caring professional?