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Buffy Keeps on the Straight and Narrow
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I want a summer house.....I want a nice comfy retro arm chair in there with rugs and plants, a CD player with my favourite music, a couple of cosy crochet blankets, a stack of books and maybe a kitten or three.
But there!!!8217;s no room as we!!!8217;ve got the man things Observatory. (And he doesn!!!8217;t want bunting in there for some reason)"Start every day off with a smile and get it over with" - W. C. Field.0 -
I was in awe of your tax refund and even the lower figure is impressive. That'll pay for a kitten or two, and a summerhouse.
My OH has a similar dentists bill over the next few weeks. As he says, it hurts and it hurts
My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo0 -
I want a summer house.....I want a nice comfy retro arm chair in there with rugs and plants, a CD player with my favourite music, a couple of cosy crochet blankets, a stack of books and maybe a kitten or three.
But there!!!8217;s no room as we!!!8217;ve got the man things Observatory. (And he doesn!!!8217;t want bunting in there for some reason)
No bunting:eek:
Shame on him:pI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
crazy_cat_lady wrote: »Great news about the tax rebate Buffy, although I wish it had been closer to 30 grand for you...
I just want to give you a massive cuddle - you sound so run down and fed up. I get like that sometimes and it's not sustainable for a long time as you and I both know. I really hope that you're on the up soon.
Thank you,xxx, hope you aren't dreading tomorrow as much as me
I am not really but could so do with another week off!I want a summer house.....I want a nice comfy retro arm chair in there with rugs and plants, a CD player with my favourite music, a couple of cosy crochet blankets, a stack of books and maybe a kitten or three.
But there!!!8217;s no room as we!!!8217;ve got the man things Observatory. (And he doesn!!!8217;t want bunting in there for some reason)
How odd not to want bunting, once the rabbit house is done, they are having bunting!!redofromstart wrote: »I was in awe of your tax refund and even the lower figure is impressive. That'll pay for a kitten or two, and a summerhouse.
My OH has a similar dentists bill over the next few weeks. As he says, it hurts and it hurts
I thought I quoted Savingholmes, re Denplan, You OH is right Red, it hurts all ways! I need to ring tomorrow for another appointment. Have to take all the animals to the vets as well. hmmm.
Your replies have perked me up a bit, I am feeling pretty low, felt low for a while now. I am ok with work tomorrow really, will keep me busy and next weekend I want to clear the garden of rubbish and have a general tidy up. It would be nice to see my friends but I am losing touch with a lot, one friend in particular who I was meant to see, but BIL has been so ill this week, so ill I didn't want to risk not being about. I think she was quite upset.
It has been 8 months now so I guess it is understandable, but it is a bit of a blow.
Still, BIL should be out of hospital in about a month.
xxxxNevertheless she persisted.0 -
Hang in there. A month will fly in and having him home will hopefully ease the pressure on everyone. Why not let your friends know this and start scheduling for 6 weeks time?Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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in_need_of_direction wrote: »Hang in there. A month will fly in and having him home will hopefully ease the pressure on everyone. Why not let your friends know this and start scheduling for 6 weeks time?
That is a good point, regarding the scheduling..... I will message my closest friends - they all have kids and are sods to pin down at the best of times!
XXNevertheless she persisted.0 -
Have a good day.... Like the idea of bunting...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/250 -
Soooooooooooooooooooooooooooooooooooooooo tired..........
Rabbits survived dental, but it cost 471 pounds.
I had to go out and get my sister so didn't finish this earlier. I can't even remember what I was going to write!!
I hope everyone is well XXXXNevertheless she persisted.0 -
It was 471 for the rabbits at the dentist?
Or you?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
£471 for rabbits dental????? Jeeeeez. Is that a regular thing? In all the years I!!!8217;ve owned cats I!!!8217;ve not paid that for all their combined dental work.
I did however spend £80 on parrot food and toys this week...pesky pets!"Start every day off with a smile and get it over with" - W. C. Field.0
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