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Buffy Keeps on the Straight and Narrow
Comments
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Be kind to yourself.
You have so much on your plate at the moment xxxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Buffythedebtslayer wrote: »I am just so unhappy.
and I can't seem to keep it together at all.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0 -
There is a lot going on in your life and every part of it will be chipping away at you. Find one thing you can do just for you that you can look forward to everyday. A hot shower or bath, a hot water bottle and An early night or even something like a clean kitchen/bedroom every night before bed. Something that makes you feel a bit more in control.
I have my set 3 mile walk that I try to do every other day (would love to be able to every day but circumstances dont always allow) and on the days I can!!!8217;t get out and get some head space I have a nice hot bubbly bath whilst watching something on my tablet. You need a !!!8220;in your own head!!!8221; moment for just half an hour to start relaxing and refreshing you."Start every day off with a smile and get it over with" - W. C. Field.0 -
All of what they said ^ and easy healthy food.
Rosa xxDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
Thank you yet again for being here.
Full confession.
I have borrowed 5000 pounds. 5.9% interest, 116 pounds a month. I can make over payments.
The car, the garden, my teeth, the rabbits' teeth. I just give up trying to find the money all the time.
I will either pay it off with the tax rebate or keep that as my emergency fund.
I know this is n't really very DFW but I also want a holiday. I haven't left the country since 2011.
I am tired. I have tried and tried to save the money. In fact I have saved it twice. I am done with waiting.
XXXNevertheless she persisted.0 -
There is a lot going on in your life and every part of it will be chipping away at you. Find one thing you can do just for you that you can look forward to everyday. A hot shower or bath, a hot water bottle and An early night or even something like a clean kitchen/bedroom every night before bed. Something that makes you feel a bit more in control.
I have my set 3 mile walk that I try to do every other day (would love to be able to every day but circumstances dont always allow) and on the days I can!!!8217;t get out and get some head space I have a nice hot bubbly bath whilst watching something on my tablet. You need a !!!8220;in your own head!!!8221; moment for just half an hour to start relaxing and refreshing you.
I will do this. And I love your pictures.XX
Nevertheless she persisted.0 -
Dont beat yourself up Buffy.
You did what you needed to do at this moment in time.
It is what it is.
As you say you can overpay & repay early.
You are working & can afford it.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Dont beat yourself up Buffy.
You did what you needed to do at this moment in time.
It is what it is.
As you say you can overpay & repay early.
You are working & can afford it.
thank you, means a lot.
I wish I was one of those people who could save and save. But it is never enough.
And as you say it is what it is. xxxNevertheless she persisted.0 -
Beanie's right, Buffster. Also, I'm not sure there are 'people' who can save and save - there are situations that enable people to save, and you have a lot going on that distracts from that. Save your sanity first and pay it off early later if you want.
Rosa xxDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
Just make sure that it's spent on things that will enhance your life.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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