Can't keep burying my head in the sand!

quintwins

Morning all. I miscalculated my bills and ended up overdrawn today :eek: it's ok it's sorted but only for a few days. it means the next 2 weeks are going to be really tight, could be worse atleast it's summer holidays and I don't have school runs, school funds and swimming to pay for.it's going to be another NSD for us.

JoJoC

I'm with you on the quiet mid-end of the month. This part always drags in for me!

Good luck with maintaining the NSDs - not easy to achieve

quintwins

JoJoC wrote: »

I'm with you on the quiet mid-end of the month. This part always drags in for me!

Good luck with maintaining the NSDs - not easy to achieve

It's super easy when you have no money :rotfl:

quintwins

Spend less than £40 (need desil and a birthday cake)....£13.51/£40

Cook all meals...no takeaways.... 4/7

[STRIKE]sort threw last years school uniform and see whats needed.[/STRIKE]

[STRIKE]Pay £100 off debt[/STRIKE]...£137.66 so far

I think I'm doing ok for my first week at it

Checked the freezer and even tho it looks rather bare(prob the most bare it's ever been and I'm just gonna keep at it til I can defrost it and clean it) we have lots of meat and veg. So I should have no issues coming in under that £40.

Found £1.10 when I pulled the sofa out to hoover :j every little helps an all

logged into an old valued opinions account which has £6 in it spent ages updating my profile. checked an old swaybacks it only has 150sb but I'm gonna start doing it again to hopefully help with Christmas spends.

quintwins

So I just did a snowball and apparently it's going to take me until August 2019 to get debt free....that seems like ages away but I know it will fly in!

quintwins

Morning everyone, I'm not feeling too great today. Didn't sleep well, pretty sure I have sciatica and now it's moved to my arm which I'd never heard of before but is apparently completely normal. Wish I could justify the £40 a week for the chiropractor, will just get into the gp on Monday for a physio referral. I'm feeling abit sick but I think it's just tiredness.


Off shopping today with 4 kids in tow :eek: will only be a small shop and unfortunately it's going to have to go on the credit card, but we have next to no milk, bread and loo roll so no choice really.

I have no more direct debits left to go out this month and no money left for overpayments so I'll be back later with the total of my shop and a wee round up of July and a plan for August.

quintwins

Spend less than £40 (need desil and a birthday cake)....£43.24/£40:embarasse

Cook all meals...no takeaways.... 5/7

[STRIKE]sort threw last years school uniform and see whats needed[/STRIKE].

Pay £100 off debt...£137.66 so far

Oops shopping cost £29.73 but I did get some alot of stuff for next week so I won't have to take 4 kids shopping until nearly the weekend.

Total debt paid in July £1313 :T:j

Amount owed end July £27683

4.5% paid.

quintwins

Goals for August

Spend less than £40 a week.

Have 20 NSD.

Cook at home everyday except my birthday.

Earn £5 on swagbucks.

Get school uniform for under £200

Pay atleast £600 off debt (it's gonna be a tight month, I'm hoping to pay more but don't want to over stretch and fail).

Save £5 a week in emergency fund.

[Deleted User]

quintwins wrote: »

Goals for August

Spend less than £40 a week.

Have 20 NSD.

Cook at home everyday except my birthday.

Earn £5 on swagbucks.

Get school uniform for under £200

Pay atleast £600 off debt (it's gonna be a tight month, I'm hoping to pay more but don't want to over stretch and fail).

Save £5 a week in emergency fund.

Good luck with your August goals. My dd's birthday is also in August

quintwins

Thanks Purple, it's also my wedding anniversary the same week