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Dancing through the rain with a smile and good cheer

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  • Bubblesmum
    Bubblesmum Posts: 1,778 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Good morning Dear Friends and diary 

    Where has the week gone ! It's rather manic in our house at the mo... but having just been out and completed one job. Im sitting with a coffee and a naughty sausage roll... before heading out to tick another off the list. 

    What has happened... well apart from joining most of the country in Tier 3! 

    1. Assignment completed and filed :smiley:
    2. Roof completed :smiley:
    3. The Festive Bags at Home project well under way... over 100 have gone out - @beanielou I don't know how you do it regularly working at the food bank 
    4. Payroll run for charity 
    5. Seen my first client at my placement 
    6. Paid off some more debt which means my personal debt is £686 - this is mostly embroidery courses, ancestry, and cinema club, really chuffed. Our personal debt is going really down - the one big plus of Covid year will be I hope removing our credit card debt by Easter 2021.
    7. Handbag has been found - in the safe place where I put it - now please can I find the placement front door keys that I have also put in a "safe place'  

    Curtain Man has arrived :smiley:  :) So excited we have not had curtains we really like in our lounge and dining room since we moved in 15 years ago ! 

    Will update more later I need to go and deliver 8 festive bags and payslips to the dementia charity 
    As a dear MSE friend says “keep plodding” or
    What does the saying say.... When life hands you lemons, make lemonade
    Or as my Mum would say, brush yourself down, tomorrow is another day or
    Fake it, to you Make It

    Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away
  • Great post, well done on all you've achieved recently & yay to the curtains, I bet the rooms will look so much different with them up x
  • Yes we yes well done on your achievement. Where's the old jumping up and down emoji when you need him!  Hooray for the new curtains too!😀
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • I hope you and DH have a lovely, lovely Christmas! X🎄☃️❤️🍾
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Happy Christmas 🎅⛄🎁🎄
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I hope you had a lovely Christmas :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 0/1000
    Buffer fund 0/100
    Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875 July (190)
  • Happy New Year Bubbles 🎉🎉🎉
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 95,387 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wishing you a positive happy & healthy new year xx

    Missing your posts & hoping you are well & happy  xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 23,967 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy New Year Bubbles xx 🥳🥂
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    From me too :) 
    2023: the year I get to buy a car
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