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Tales from The Shire

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Comments

  • rtandon27
    rtandon27 Posts: 6,753 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Glad to hear you are feeling better Fortune!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Sep 2038 (reduced by 3 years)
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,217 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Fortunegate.... you heard it hear first... Hope you manage to get them all fixed and that all the tests either come back clear or easily treatable...

    😂😂😂

    Thank you SH.

    Fortune x

  • Cheery_Daff
    Cheery_Daff Posts: 18,433 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh, I know Thurstaston well, site of many a school raft-building trip (and apparently my nephew was conceived there! 😮😂)

    Yay for a premium bonds win!
  • greent
    greent Posts: 11,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Whoop to the PB win :)

    Sorry to hear about Mr F's health issues x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20

    2026 Declutter campaign awards 2x star
  • savingholmes
    savingholmes Posts: 29,200 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news on the win. Lovely to get time out seeing places too
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
    2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
    3) Mortgage neutral by 06/30 (AVC £42.2K + Lump Sums DB £4.6K + (25% of SIPP 1.4K) = 48.2K of £127.5K target 37.8% 24/5/26 (If took bigger lump sum = 70.1K or 55%)
    4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
    5) SIPP £5.6K updated 16/5/26
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