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Tales from The Shire

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Comments

  • Fortune_Smiles
    Fortune_Smiles Posts: 5,149 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Oh dear Cheery - that sounds far from ideal.  I always bear in mind that 'you can't serve from an empty pot'.
    The other phrase I like is "you can't set yourself on fire to keep someone else warm".
    I like that one VH 😁

    Fortune x

  • rtandon27
    rtandon27 Posts: 6,110 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Glad to hear you are up and about Fortune!  Sorry to hear that you've been poorly.  Take it easy my dear - you can't be there for anyone if you are not there for yourself first!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 7 MONTHS LEFT OF 20 YEARS (reduced by 17 mths)
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you feel better soon 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • rtandon27
    rtandon27 Posts: 6,110 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    So sorry for your loss Fortune xxx
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 7 MONTHS LEFT OF 20 YEARS (reduced by 17 mths)
  • Mrs_Money_Penny
    Mrs_Money_Penny Posts: 1,326 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    So sorry to hear about your friend xx
    2025 Decluttering 13021⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
    2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
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