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Viking's Diary
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All sounds very sensible to me. reading along with interest (no pressure...)My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo1 -
Haven't managed to do anything useful today so a TT of 29p to keep it going.2
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Dropped by the building soc on the way to work and paid my £5 fb sale and my 1p roadkill off the mortgage. Need to list a couple more things to keep the drip feed up. And also, frankly, to reduce the amount of carp before the Christmas influx!1
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Well it's a chilly morning here but predicted sun all day so the washing will go on asap. Wfh today so will use lunch time to do jobs like stew the last apples and list the things I've identified to go on fb marketplace.
I also need to figure out how to use some of the massive influx of veg from Ol*o that no one wanted last night. Carrot cake will take care of one bag of carrot batons... I may have to take some stuff into work despite planning to wfh to distribute. My colleagues are a healthy lot who often like veg to snack on and are unbothered by a use by date on an uncooked uncoated veg.1 -
Viking_mfw said:My colleagues are a healthy lot who often like veg to snack on and are unbothered by a use by date on an uncooked uncoated veg.Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!1 -
I have been palming bags of carrots and tenderstem veg off on people coming to the door.
6 kids books out of the house to be new to another child. Listed 3 items on fb, had a nibble on one already. All only £3 but that's £3 we won't have to pay future interest on. Otherwise no more money action today. Neither Aldo had the wooden toy my niece wants so that's £20 not spent.1 -
Baked a carrot cake last night and the OH iced it this morning. It's delicious and not at all less tasty because it's incredibly lopsided. The silicone cake 'tins' are... just not very satisfactory really! However, they are functional and we are not replacing them until they're not.
Very pleasing morning as I dropped into a newish charity shop near where my kids have their Sat morning activity. It's what I think of as a 'proper' charity shop in that it is barely organised and the prices are superbly cheap. Found the board game my MIL was due to get DS2 for Christmas for £2.50 rather than the £17 or so it is online. She can still give it to him. Bumped into a friend outside who said that's also what her MIL is getting her number 2 child for Christmas.
Library books swopped over for both me and kids.
This afternoon I've applied to open JISAs for both children - their savings are earning not much in the account we've been holding them in and virtually nothing over the 5k balance (generous great grandparent in early days) - so that's a job ticked off that I've been meaning to do for, um, about 18 months? Slightly complicated because DS1 had a JISA with Orb*s opened for a special offer soon after he was born, so I needed to transfer that.
And I've just checked TCB and reclaimed £1.06 so that will be OP'd as soon as I retrieve my phone from the charger.0 -
No more OPs but I did list another item on fb this morning.
Got a notification of just over £200 about to be paid for some external work I did, but that will have to go into my PBs where I keep my tax money. Technically I could take half of it for the mortgage but I will have Child Benefit to pay back in my tax return so I prefer to keep it over topped if possible.
Need to claim back some expenses from work as my account is looking a little dry. Paused Pr*me so that won't go out. We will probably resume it around xmas time for films, if not ordering of presents.
Busy at work and with our freegan October challenge (see thread in Old Style), so not much else happening. Child 1 is charging through his library books at the rate of about 3 a night so I need to get some more reserved for him.
Early start tomorrow.1 -
It might be worth borrowing a couple of books that are a little bit more challenging, but don't be too ambitious as you don't want to put them off reading.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family1 -
Thanks @Baileys_Babe . He is already reading several years above age expectations, so I think it's just a case of keeping up with him and keeping him enjoying it at the moment. He doesn't have the emotional maturity to deal with older books than that at the moment. Luckily there's lots and lots of good kids' books out there. And free reservations for children in the library system...1
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