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Viking's Diary

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  • The neighbourhood children have quickly learned the difference between our fluffy black cat, who is anyones for a cuddle and our tabby who is a first rate psychopath.  You're lucky yours is so tolerant.
    Mortgage Free 23 December 2020
    Savings £9671 / £20 000 goal
    Emergency Fund £216 / £1000 goal
  • We are. But sometimes I think that for his own good he should be just a *little* bit less tolerant. 
    My last cat was a complete darling but he was also very fond of attacking my ankles/toes/ lying in wait on the landing at night/ biting hands if they were hanging around. Next door neighbours used to tell me how lovely he was with their kids...  
  • Viking_mfw
    Viking_mfw Posts: 728 Forumite
    Eighth Anniversary 500 Posts Name Dropper
    Back to work tomorrow after maternity leave. Completely intended to get an early night tonight so of course now I can't sleep. 
  • savingholmes
    savingholmes Posts: 28,936 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope all goes well for you tomorrow. Do you have to go in or can you work from home?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • greent
    greent Posts: 10,748 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you have a good first day back :).x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Bluegreen143
    Bluegreen143 Posts: 3,699 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Happy first day back!
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • Viking_mfw
    Viking_mfw Posts: 728 Forumite
    Eighth Anniversary 500 Posts Name Dropper
    Thanks all. Yes, luckily working from home @savingholmes. Started about 7 with a break for a shower and cuddles with DS1 when he finally surfaced at 8.30. Nice to be able to play duplo with him at lunchtime. Not too bad! Very ready for bed now though...
  • Porridgecat
    Porridgecat Posts: 311 Forumite
    Third Anniversary 100 Posts Name Dropper Photogenic
    Sounds like a good first day back.
    Mortgage Free 23 December 2020
    Savings £9671 / £20 000 goal
    Emergency Fund £216 / £1000 goal
  • savingholmes
    savingholmes Posts: 28,936 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds great. How is it 2 weeks in?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • Ahem, so it turns out that I may have been rather busy since returning to work...

    As it is with the new year, back on the wagon.

    I am busy trying to source various things for garden improvement for free, including cuttings and some bits of wood as a vegetable frame (my best ever pea frame was bits of a cot), having bought my compost and seed potatoes, and resolving to produce more food from the garden without spending anything else. We are getting into maturity for a few different things, and we got two more rhubarb crowns in the sales to increase that harvest, albeit not for another year. 

    I have boasted elsewhere on the boards of making some pear and (leftover xmas) blue cheese muffins last night using half a jar of preserved pears from... conservatively 2016, quite probably 2015. DS1 is not a fan but is also feeling poorly and not eating anything. DS2 (1) keeps nicking bits from mine, so I'd say they are a success. Useful breakfast food anyway, and with oat flour as part of the mix not entirely unhealthy. 

    Work is not going well today as I am required to snuggle the poorly boy and the other little one keeps trying to slap my laptop. Still, pushing one or two things through. 

    DH has entered the year on a diy kick and is doing very well to date, removing an unlovely concrete step into the kitchen from the house and busy now trying to bring it back up to floor level on each side. I have also conceded we can have something that is not white paint on the walls so we have samples everywhere and have agreed on 'daffodil white' for the hall and 'enchanted mermaid' for the fire column in the sitting room - both in the 'easy to wash signs of children off' finishes. If they live up to their hype, anyway. When all this painting is going to happen with two hyperactive boys under 5, I have no idea. 


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