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DFW Daily Chat thread Thurs 4th Oct

immoral_angeluk
immoral_angeluk Posts: 24,506 Forumite
10,000 Posts Combo Breaker
in Debt-free wannabe
Morning all and welcome to the daily chat thread!!

How's everyone doing today!

I'm great!!! Just paid Another £425 off a credit card and now our unsecured debt is under £900 for the first time in god knows how long.... we're sooooo close!! It's really exciting!!!!
Total 'Failed Business' Debt £29,043
Que sera, sera. <3
«134567…12

Comments

  • postingalwaysposting
    postingalwaysposting Posts: 13,987 Forumite
    well done ia ~ not long now ~ you go girl :j

    me i am ill again, and i have phoned in sick for the second time (so unlike me) my last day off was november last year and then before that it was when i had my accident.... so as you can see me phoning in twice is a big thing :eek: but they shall have to cope... i am ill and i cant do much about it can i...

    so today i will do yet more coursework and i may sneek a go on my wii :rotfl:
  • OliveOyl_2
    OliveOyl_2 Posts: 3,506 Forumite
    it's great news :dance: :dance: :dance: :dance: Well Done!
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Aww pap sorry you're still not well... make sure you put your feet up...
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • cat4772
    cat4772 Posts: 2,467 Forumite
    PAP - hope you're feeling better soon hun. Maybe you just need a few days to recharge your batteries!!! Good luck with the course work - if you need any help, give us a shout.

    I changed the house insurance yesterday. After spending 2 hours trawling the 'net I finally decided to phone existing insurer and they have almost halved the premium (much less hassle and I know I *could* have saved much more by sticking to the internet and tweaking their quotes, but I couldn't be bothered anymore). I'll feel braver about doing it in a year's time. Next challenge is a mobile phone (saw one that appeared to be absolutely free (with cashback) and still has 800 minutes and 300 texts a month! I'll do more research tonight!!!

    Hope everyone else is Ok.

    Cat.x
    DFW Nerd Club #545 Dealing With Our Debt
    :onever attribute anything to malice which can be adequately explained by stupidity, [paranoia or ignorance] - ZTD&[cat]
    :othe thing about unwritten laws is that everyone has to agree to them before they can work - *louise*

    March GC £113.53 / £325
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Mooooooorning!!! :D

    I HAVE to go to baby clinic today, so please, if I'm still here after 12 o'clock, would someone give me a good kicking!

    Well done on your new debt total IA, fantastic. :T

    Pap, hope you feel better soon xxx
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    cat4772 wrote: »
    Next challenge is a mobile phone (saw one that appeared to be absolutely free (with cashback) and still has 800 minutes and 300 texts a month! I'll do more research tonight!!!

    Hope everyone else is Ok.

    Cat.x
    one word... dialaphone!!!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Toto
    Toto Posts: 6,680 Forumite
    Part of the Furniture Combo Breaker
    Sorry you're ill pap, I was just getting over my cold when hubby came home with one, so now I've got that too.

    Well done IA, that 900 will be gone before you know it. I bet this time next year you'll have rid of the car loan too.
    :A
    :A
    "Everyone is a genius. But if you judge a fish on its ability to climb a tree, it will live its whole life believing that it is stupid" - Albert Einstein
  • betti911
    betti911 Posts: 819 Forumite
    Debt-free and Proud!
    Hope you feel better soon pap. I'm snowed under at work today and wondering if I've done the right thing transfering balances from my loan to interest free credit cards :(
    Jan 1st 07 Car loan £4830.46@12% Personal Loan £11,517@8% variable Overdraft £1500 July 2009Halifax-£0Debt free date 14th July 2009 :j
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    betti911 wrote: »
    Hope you feel better soon pap. I'm snowed under at work today and wondering if I've done the right thing transfering balances from my loan to interest free credit cards :(
    Why what's wrong?
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • cat4772
    cat4772 Posts: 2,467 Forumite
    Ok IA, I'll try dialaphone tonight! The cost cutting has been relatively pain-free so far - amazing.

    Cat.x
    DFW Nerd Club #545 Dealing With Our Debt
    :onever attribute anything to malice which can be adequately explained by stupidity, [paranoia or ignorance] - ZTD&[cat]
    :othe thing about unwritten laws is that everyone has to agree to them before they can work - *louise*

    March GC £113.53 / £325
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