We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Dreaming of a life after debt
Comments
-
Hi,
Just delurking to say I think you’re doing a brilliant job. The PAD thread is still running. I absolutely love making my PADs. In fact I’m amazed at how much extra I’ve managed to pay off by making small daily payments. Keep up the good work.LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
Hi Hidden & Adventure
Thanks for the heads up on the PAD thread.
Hidden - I was a mad Schumacher fan & although I always want to see Hamilton win, no one lives up to him...yet.
0 -
I was thinking of removing my cards from accounts too.
As luck would have it, I thought I'd lost it and ended up ordering a new one before finding it. It's helped me think about purchases too.
I'm feeling like it's always one step forward, two steps back too.
We'll get there. I keep thinking it's a marathon and not a sprint. Some days I feel frustrated by lack of progress though.September 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
Avon Skin So Soft is excellent for mozzies. I get eaten alive (I am also pale, freckly and don't tan) and react really badly to them (think legs swelling up like the Aunt in Harry Potter). Used that in France in June and not a single bite. Used it in Sicily just now and only 2 bites in 2 weeks (normally I am covered). Apparently the army use it in the desert or something.0
-
Hi Nicnak/CoastalC
Thanks for your support. it can be a struggle but we will get there & it’s helps having others in the same boat with same issues.:). I get frustrated as I want debt gone yesterday & then I add to it.
CC - visions of you as HPs aunt, will have to get the Avon stuff for next holiday. I’m the same skin tone as you & my legs still have mozzie scars on them:o. Would love to visit Sicily or anywhere warm at minute:).
Breakfast, lunch & running gear packed for tomorrow... go me0 -
Morning
I’ve been awake from 3.46am ...don’t know why & I couldn’t get back to sleep but didn’t get out of bed, need :coffee:
I’m on train & using the opportunity to do Prolific surveys (£2 this morning) & am just waiting for Swagbucks to waken up.
It felt good to have everything organised last night rather than running round like a mad thing in the morning & rushing to the train.
Stopping into Mr T to get some ham should hopefully be only spend today. Also joining PAD thread this morning & will make first PAD to CC of £2 (thank you Prolific).
Grocery - - £56.80
0 -
Fingers crossed for your OH's brother Munchin.
Removing your card details from Amazon sounds a good idea. One Click is leathal!Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Thanks Seaside, we’re hoping he improves but know he’s on borrowed time.
I-click is evil. I can’t even mention the carp I’ve bought without even thinking.
Grocery -£53.520 -
Credit
Prolific - £19.22
Swag bucks - 768
0 -
Morning
My sleeping or lack of is getting worse rather than better:(, 3.5 hours last night & 5.5 hrs the night before. Will exist on :coffee: today.
On happier news my friend invited me to her big birthday 🍰 party which involves a night away in Derry. Of course I agreed & have juggled November’s budget to cover it (hotel + pressie + dinner & drinks out = expensive but fun). I have plenty to wear .... I hope.
I’m out for lunch today again & hopefully that will be me done with catching up with people:)
No prolific surveys this morning but there is still a chance later today, if not I will round down to nearest £ the money in my bank account.
Really not feeling great at moment ...how do people cope with hardly any sleep.....:coffee::coffee:
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245K Work, Benefits & Business
- 600.6K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards