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Aqua Contactless Abroad

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  • JGUK
    JGUK Posts: 222 Forumite
    Seventh Anniversary 100 Posts Photogenic
    Candyapple wrote: »
    I have tried Clarity, Creation and Santander for contactless in Italy, Amsterdam, Cyprus and they didn't work in any of those countries.

    When I travel abroad most of my cards DO work, so its just a strange quirk that Aqua seemed to have it blocked.

    Oh well.
    Thanks
    JG
  • System
    System Posts: 178,351 Community Admin
    10,000 Posts Photogenic Name Dropper
    edited 24 October 2017 at 10:04PM
    Apple Pay & Android Pay are pushing the roll-out of Contactless in the USA. There are still few Chip & PIN terminals though...

    Most of my transactions were still old swipe and sign!

    I was in the US a few weeks ago (using Clarity mostly)

    They still used swipe and sign extensively, very occasionally chip and pin. With low value transaction, they swiped and gave me the card back - this seemed instead of contactless

    I saw the contactless logo and tried my card, but their tills didn't appear to detect my card.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Candyapple wrote: »
    I'm pretty sure every single UK credit card provider has the same policy in that contactless works in the UK only and not abroad, so good luck with that.

    I have tested Halifax Clarity, Creation card and also Santander Zero credit card abroad for contactless payments and all have failed.

    Definitely not. I can confirm that Halifax Clarity and MBNA Everyday Plus both work overseas, no problems at all (well, except MBNA Everyday Plus declines for magstripe emulation contactless mode - an old, insecure contactless mode still widely used in the US. I haven't tested the Clarity in the US, except for one transaction on a US terminal that was in the UK and was EMV mode contactless enabled - that worked fine, but I don't know if magstripe mode will. The one I know for sure will work with magstripe mode is Monzo, since they've been advertising this - only their most recent card, though).
  • Contactless is very rare I found when I was out in the US, many places were still swipe and sign and occasionally chip and PIN (which was very slow, not surprised US citizens hate it). I have the Clarity from Halifax and worked fine on contactless on a vending machine, and in a shop.
    Although it's strange when I got back my cards which I had used out there had fraud on via cardholder not present transactions via the internet, so swipe and sign is certainly not without its risk - I suspect the POS terminal(s) in a place I had been to were compromised and thus how they were able to obtain card details.
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