Paid money into credit card instead of Joint Account Help!

Drumlegend

So I made a mistake this morning. I always pay most of my earning into my joint account for bills but today instead of putting it into Joint account I accidentally paid into Credit card.

I assume there would be a cost to transfer the money over from credit to joint.

I'm with HSBC and both of my accounts are with them. I paid £660 so I imagine that would be quite a lot. Would they transfer it over?

At work at the moment so no way of calling but feeling quite anxious as I don't have the money to be able to transfer another £600 into the joint account.

Has anyone ever done this?

molerat

Does it put the card into credit ? If so they will transfer it back or send a cheque. If you are carrying a balance it may be more difficult.

Drumlegend

My credit card has money owing on it unfortunately

Drumlegend

I was thinking because they are both HSBC they may just transfer without problems but I'm really screwed if they won't

tyllwyd

Could you just pay bills on the credit card this month?

mummyofboys1985

Yeah they will to a transfer from your credit card to bank account but there is a fee.

Drumlegend

mummyofboys1985 wrote: »

Yeah they will to a transfer from your credit card to bank account but there is a fee.

Due to error do you not think they would waiver the fee?

I can deal with a £20 fee if that's all it is

Drumlegend

tyllwyd wrote: »

Could you just pay bills on the credit card this month?

No where near enough in my credit card to pay all the bills and it's shared between myself and my partner

eskbanker

Drumlegend wrote: »

tyllwyd wrote: »

Could you just pay bills on the credit card this month?

No where near enough in my credit card to pay all the bills and it's shared between myself and my partner

Not necessarily all the bills, just £660 worth! Having just paid that amount onto your credit card, there should be enough headroom to use the card to square things off by using it to pay £660 worth of bills (thereby avoiding any money transfer fee), or are they all paid by direct debits?

Candyapple

mummyofboys1985 wrote: »

Yeah they will to a transfer from your credit card to bank account but there is a fee.

Do HSBC offer money transfers on their credit cards? I didn't think they did.

Can any HSBC card holders confirm?

Weybridge78

Candyapple wrote: »

Do HSBC offer money transfers on their credit cards? I didn't think they did.

Can any HSBC card holders confirm?

They do not.