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Mortgage free ASAP

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Comments

  • bubblycrazy
    bubblycrazy Posts: 362 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic

    I start my new job on 6th August so I have 2 weeks to get all my admin and house stuff sorted. My son's away with his dad next week so I'll have plenty of time to crack on. I've been doing quite well with it and got the garden done last weekend, which was a huge task I'd been putting off. Think a list is in order...

    I've went back to keeping a spreadsheet of savings pots and working out an updated SOA, so I can see what goes where. I'll post that soon. I'm a bit worried the wage from my new job won't be enough to cover all my outgoings, so my savings will still be decreasing, however, I don't know how many hours I'll get in my second casual job, so I may be worrying over nothing. My first wage from the new job should be at the end of August.

    I got a refund from SLC which will cover half my outgoings this month, which was good timing. I also sold something on ebay for £30 and vinted for £16. I have more stuff to list, but it's one of the tasks I'm procrastinating.

    MFW -
    House purchase £62500
    Original mortgage balance 28/08/2014 £52850
    Original MF date: 2049:eek: Aiming for: 2025
    Balance 27/07/2016 £49990
    Balance 08/07/2017 £47999
    Balance 30/07/2018 £44500
    Balance 01/08/2019 £40700
    Balance 03/09/2020 £37619
    Balance 30/09/2021 £33983
    Balance 18/01/2023 £28940
    Balance 06/10/2024 £22168
    Balance 08/10/2025 £18417


    Mortgage free 09/10/2025!! Mortgage paid off in 11 years, 1 month, 11 days 🥳
  • beanielou
    beanielou Posts: 101,000 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Get listing!

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • bubblycrazy
    bubblycrazy Posts: 362 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic

    Thanks for the nudge beanie. Tasks start tomorrow, here's my first to-do's to get me started:

    2 week house plan:

    List at least 2 items on vinted

    List at least 5 items on ebay

    Clear kitchen counter

    Put up new TV

    Take stuff to charity shop

    Fit cat flap

    MFW -
    House purchase £62500
    Original mortgage balance 28/08/2014 £52850
    Original MF date: 2049:eek: Aiming for: 2025
    Balance 27/07/2016 £49990
    Balance 08/07/2017 £47999
    Balance 30/07/2018 £44500
    Balance 01/08/2019 £40700
    Balance 03/09/2020 £37619
    Balance 30/09/2021 £33983
    Balance 18/01/2023 £28940
    Balance 06/10/2024 £22168
    Balance 08/10/2025 £18417


    Mortgage free 09/10/2025!! Mortgage paid off in 11 years, 1 month, 11 days 🥳
  • bubblycrazy
    bubblycrazy Posts: 362 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic

    Put up new TV ✔

    Fit cat flap ✔

    I also sorted an electrician to come and fix my shower switch, which was something I was going to add to my next list ✔

    I've decided on the first 5 items I'm listing on ebay and have put them in my line of sight. Just need to list them now!

    MFW -
    House purchase £62500
    Original mortgage balance 28/08/2014 £52850
    Original MF date: 2049:eek: Aiming for: 2025
    Balance 27/07/2016 £49990
    Balance 08/07/2017 £47999
    Balance 30/07/2018 £44500
    Balance 01/08/2019 £40700
    Balance 03/09/2020 £37619
    Balance 30/09/2021 £33983
    Balance 18/01/2023 £28940
    Balance 06/10/2024 £22168
    Balance 08/10/2025 £18417


    Mortgage free 09/10/2025!! Mortgage paid off in 11 years, 1 month, 11 days 🥳
  • bubblycrazy
    bubblycrazy Posts: 362 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic

    The scrap man collected my old washing machine today, which has been in my yard for about 8 months 🥳✔

    I must've tried to get someone to collect it about 4 times, same for the electrician. It's like all the trades that have been fobbing me off for a year all decided to be nice at once! Hopefully that means I'll hear from the plumber soon (who ghosted me), and someone will want my old fridge freezer which I keep trying to get of, for free, and no takers.

    Haven't listed any stuff today, as my brother and nephew came round. Lovely to see them, but I'm appreciating the quiet now that my 6 year old nephew has left!

    MFW -
    House purchase £62500
    Original mortgage balance 28/08/2014 £52850
    Original MF date: 2049:eek: Aiming for: 2025
    Balance 27/07/2016 £49990
    Balance 08/07/2017 £47999
    Balance 30/07/2018 £44500
    Balance 01/08/2019 £40700
    Balance 03/09/2020 £37619
    Balance 30/09/2021 £33983
    Balance 18/01/2023 £28940
    Balance 06/10/2024 £22168
    Balance 08/10/2025 £18417


    Mortgage free 09/10/2025!! Mortgage paid off in 11 years, 1 month, 11 days 🥳
  • bubblycrazy
    bubblycrazy Posts: 362 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic

    Sold something else on Vinted 👍I've got £22.21 sitting in the account so I've withdrew it.

    I'm on week 2 of my new job and it's going well so far. It's a new venue opening next week, so we're all starting at the same time, which is lovely. I'm doing lots of overtime, however, I've just found out it won't be paid until the following month, so I may be a bit short this month, thus withdrawing vinted money.

    I'm also waiting for the HSBC switch money. I'm not sure if I've fulfilled all the criteria yet, and I don't know if they pay it straight away or wait until the end of the month. Any ideas?

    MFW -
    House purchase £62500
    Original mortgage balance 28/08/2014 £52850
    Original MF date: 2049:eek: Aiming for: 2025
    Balance 27/07/2016 £49990
    Balance 08/07/2017 £47999
    Balance 30/07/2018 £44500
    Balance 01/08/2019 £40700
    Balance 03/09/2020 £37619
    Balance 30/09/2021 £33983
    Balance 18/01/2023 £28940
    Balance 06/10/2024 £22168
    Balance 08/10/2025 £18417


    Mortgage free 09/10/2025!! Mortgage paid off in 11 years, 1 month, 11 days 🥳
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