Multiple credit cards, stooze pots and credit limits

Hi All,


I just thought I would share my recent bout of applying for multiple credit cards in one weekend for stoozing/offset mortgage.

I will share my cards, limits and situation so others can see what they could look to possibly obtain if they have similar circumstances and for reference.


Please also share your cards, limits, situation so we can all compare and see if any patterns emerge!





Credit cards BEFORE applying for multiple: (nil balances on all as I had recently completed on the above mortgage)


Card and limits:


Barclaycard - 13,000


MBNA – 6,000


BA Amex – 12,000


Tesco clubcard CC – 13,000





AFTER (additional cards obtained to the above) All on 0% BT deals – using MBNA card as the mule card for money transfers:


TSB – 9,500


Amex preferred gold card (charge card)


Barclaycard platinum – 4,000


Lloyds bank – 3,000


Bank of Scotland – 3,000


Halifax – 3,500


Tesco clubcard CC (2nd) – 3,500


HSBC BT card – 5,500


M&S BT card – 2,000





REJECTED for – Virgin BT card, MBNA BT card (offered a deal not worth it so didn’t apply), Sainsbury’s, Santander, AA.





I couldn’t see any other cards out there worth applying for!








Situation before applying:





Experian Credit score – Excellent (999)


Income: £60k – no dependents - £500pm mortgage.








Any insights, advice, similar stories do let me know J

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