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V12 declined, alternatives?

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  • System
    System Posts: 178,340 Community Admin
    10,000 Posts Photogenic Name Dropper
    Dandytf wrote: »
    Amazing how I can purchase a 10k car, have multiple credit cards with smal balances yet I cant be accepeted to purchase a new p.c. (700-1300 approx)
    They're the reason you've been declined, you're starting to fail affordability tests.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • System
    System Posts: 178,340 Community Admin
    10,000 Posts Photogenic Name Dropper
    DavidP24 wrote: »
    use credit ONLY for critical unforeseen costs and even then, to be hammered down..

    I get cashback on one of mine, I get free cash withdrawals and no currency conversion charges on another. Only using credit for unforeseen costs would actually cost me money, a good few hundred quid a year in lost interest, cash back and Euro:GBP currency conversion.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 29 May 2017 at 9:15AM
    Tarambor wrote: »
    They're the reason you've been declined, you're starting to fail affordability tests.

    Agree, going part time last few weeks has almost removed me from applying for any new credit in future times.

    Only motgage to swap online,thankfully no checks as staying with existing provider.

    Changing times indeed, won't go into detail, other than continue to pay off existing debt for next few years.

    Thanks for your ssebsible advice.
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    ps4 slim excellent purchase.
    Never going to be fast at my age though mass effect Andromeda-slowly getting better..
    cod infintive demo-gettin destryoyed though fun for a few hours at a time.-need to search for cod iw try and save 60 quid sony store cost.

    Think I'll purchase a game or two after summer.

    Any advice on low cost games retailers these days.
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
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