When things hit rock bottom the only answer is to fight the way back up...

Hiddenidenity

Toni'sfriend wrote: »

I feel such a failure. Don't iron sheets, towels, tea towels, socks, etc. Still, better than my lovely neighbour who refuses to iron anything if she can get away with it,

Ahh don't be feeling like that. I hate it! I wish I could just leave it half the time

Honeysucklelou2

I think my ironing sheets stems from having a grandmother who did so and working cleaning holiday cottages. The sheets have to be ironed for the cottages!

Silver_Queen

I hate ironing ever since one time when I accidentally ironed my arm... I try to avoid it wherever possible nowadays! I do love the feeling of ironed sheets but I never do it

Eager_Elephant

Toni'sfriend wrote: »

I feel such a failure. Don't iron sheets, towels, tea towels, socks, etc. Still, better than my lovely neighbour who refuses to iron anything if she can get away with it,

I must be your lovely neighbour as I don't iron anything:rotfl:

Very occasionally I might need to iron a work top but I tend to buy ones that don't need ironing.
DH used to iron his own work shirts if they needed it but most didn't as they were hung to dry or hung as soon as dry on the line.

DD has school shirts but I paid £13 each for oxford style that don't need ironing:T

I am a sloven and I don't care:rotfl:

[Deleted User]

I hate ironing and try to avoid it at all costs. DH tends to do it as he does his own shirts.

Hope you're feeling better today HI? x

Hiddenidenity

No new cooker and their engineer has been and disconnected mine :eek: So no idea what they are going to do in the meantime :cool:

Apparently it isn't in stock, despite the engineer saying it was coming at 9am :cool:

But that means I can get on to the doctor now and go down to the council tax advice place too!

Chandelier.

Hidden sounds like you've been productive despite being poorly..

I'm awful at ironing and tend to make more creases then when I started. I just can't seem to master it.

Although I did kondo a heck of alot of clothes and one point and was impressed with how pretty they looked. Maybe I should add that to my to do list.

How are you feeling today?

That's frustrating about your cooker

Hiddenidenity

Revised SOA

Statement of Affairs and Personal Balance Sheet

Household Information
Number of adults in household........... 2
Number of children in household......... 3
Number of cars owned....................

Monthly Income Details
Monthly income after tax................ 0
Partners monthly income after tax....... 1235 Varies a lot.
Benefits................................ 453
Other income............................ 0
Total monthly income.................... 1688

Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 490
Management charge (leasehold property).. 0
Council tax............................. 107 Over 10 months this year because it was set up late
Electricity............................. 43 Prepayment
Gas..................................... 43 Prepayment
Oil..................................... 0
Water rates............................. 21 Paying next years this years is paid in full
Telephone (land line)................... 0
Mobile phone............................ 15 2 x pay as you go
TV Licence.............................. 24 paying 12 months over 6 then will half
Satellite/Cable TV...................... 60 say no more
Internet Services....................... 0
Groceries etc. ......................... 220 Includes DD's nappies/syringes etc
Clothing................................ 0
Petrol/diesel........................... 0
Road tax................................ 0
Car Insurance........................... 0
Car maintenance (including MOT)......... 0
Car parking............................. 0
Other travel............................ 65 OH bus fare for work
Childcare/nursery....................... 28 School dinners
Other child related expenses............ 20 Always a school trip/event day or something going on
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 0
Entertainment........................... 0
Holiday................................. 0
Emergency fund.......................... 0
Total monthly expenses.................. 1136


Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 0
Other assets............................ 0
Total Assets............................ 0

No Secured nor Hire Purchase Debts

Unsecured Debts
Description....................Debt......Monthly...APR
Council Tax....................1815......100.......0
Rent...........................3080......55........0
Fine 1.........................1225......100.......0
Friend.........................1360......90........0
Aunt...........................1000......50........0
Step dad.......................1000......50........0
Mum............................340.......50........0
Fine 2.........................50........20........0
Total unsecured debts..........9870......515.......-


Monthly Budget Summary
Total monthly income.................... 1,688
Expenses (including HP & secured debts). 1,136
Available for debt repayments........... 552
Monthly UNsecured debt repayments....... 515
Amount left after debt repayments....... 37

Personal Balance Sheet Summary
Total assets (things you own)........... 0
Total HP & Secured debt................. -0
Total Unsecured debt.................... -9,870
Net Assets.............................. -9,870

Created using the SOA calculator at https://www.stoozing.com.
Reproduced on Moneysavingexpert with permission, using other browser.

Considering the tax credits where cut so much and I've had to add in school trips etc it isn't as bad as I thought, it doesn't include OH spending though.

We haven't been paying friend, or relatives, this is obviously where OH spending comes into play.

Silver_Queen

Looking good

The main problem is keeping OH's spends in check.

Fingers crossed July is a good month for you!

Hiddenidenity

£21.23 just hit circle from PA so cashed out to back and waiting for that to hit.

£27 just cashed out of PA waiting for it to hit circle.