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When things hit rock bottom the only answer is to fight the way back up...
Comments
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Your debts are going down so any movement in the right direction is good
We only have bread sauce at Christmas. Plus my dad always makes false meatballs, not sure what the recipe is but I know they include parsley and if you overcook them they are like bulletsFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
List of things I need to sort in October. [/B]
3 x halloween costumes
Winter coats for smalls
Hats and gloves for smalls
[STRIKE]Youngest all in one suit for school. [/STRIKE] Ordered
DD's clothes - just basics but she really needs something
[STRIKE]School photos
[/STRIKE]
Expensive month then0 -
Formula one time. Looks interesting already
Roast is nearly ready and everything ready for tomorrow.
Smalls are playing on minecraft while I watch F1. Will give them until dinner is ready in an hour or so. I never know how long to let them have on the game? :cool: How does everyone else limit it?0 -
Mine are only allowed at the weekend, and I guess I let them have it for a couple of hours as that's the only time they're allowed it.0
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Hidden sorry to hear youngest had to go to A&E but that she is now on the mend. Got the paint from B&M so thank you for that.
Enjoy the Formula 1 and your roast dinner.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
DS uses it most days
Obviously not for long by the time he's in from school etc. I'd say an hour? after his shower while I bath the girls etc. Then its off for bedtime.
If we are out on a weekend its the same just the hour the girls are in the bath and I'm doing their hair. But days like today when we've been at home he'd choose to spend a few hours on it rather than play with toys etc?
Hmm.0 -
Cumbria_lass wrote: »Hidden sorry to hear youngest had to go to A&E but that she is now on the mend. Got the paint from B&M so thank you for that.
Enjoy the Formula 1 and your roast dinner.
Glad you got the paint sorted.
F1 is interestingAll happy on my side though
Thank you x0 -
If I'm honest I let them have them For a bit longer if I wanted to get stuff done as they're really good and quiet on their iPads....0
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Thank you Missy, I must admit DS has been on it quite a bit now its too cold/wet to be playing out everyday.
F1 watchedHappy with the results there!
Roast eaten and cleaned up after, leftovers sorted to make pie tomorrow I think.
School lunches done, no salad thoughI hope they don't mind
Will try and call somewhere for some tomorrow.
Kids are bathed, hairs done and all tucked up in bed, youngest is in my bed though :cool:
I should now be listing on eBay but might leave that until tomorrow and just get a shower and watch TV for a while now0 -
October goals
Money
£50 to council tax - £0/£50
£75 Groceries - £0/£75
£200 to other debt £40/£200
Extra income £50* -
Money outstanding to Mum now £575.
Plans
Two bigger smalls to keep 100% attendanceWell DS had one day off with the sickness bug :cool:
Have a lovely week away at half term
DD attend birthday party - Gift and Card needed
Have a fab halloween - under £5
Halloween costumes for school x 3 £30? Hopefully less
I need to catch up on ALL my bills I'm behind on (all have been spoken too and are okay).
V1rgin - first bill so two months nearly £89 (its a bit under this but rounded up)
TV license - £28
Rent - £113.07
Council tax £85
School - [STRIKE]£200 [/STRIKE] £150
List of things I need to sort in October.
3 x halloween costumes
Winter coats for smalls
Hats and gloves for smalls
[STRIKE]Youngest all in one suit for school[/STRIKE]. Ordered
DD's clothes - just basics but she really needs something Sorted T-shirts. Still need leggings/skirt/tights and jumpers.
[STRIKE]School photos [/STRIKE] £44.25 :eek:
Birthday card and gift for DD party invite
I've made my plans slightly smaller, removed the Xmas plans for now I won't be getting anything for Xmas until the bills are caught up. This isn't an issue I get a payment in Dec that will cover Xmas without pushing my budget too much.0
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