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Confused about balance transfer card

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  • PollyWolly
    PollyWolly Posts: 21 Forumite
    sjb76 wrote: »
    How long have you had your Barclaycard?

    If it's a reasonable amount of time you might find they are your best bet.

    Once you have a decent record with them they will usually accept you for a second card (or more)

    I have 3 different "Platinum" cards with them with no problems. They didn't show up in the various eligibility checkers but checkingon the Barclaycard website it showed 90% chance to be accepted.(under the tab am i eligible under credit cards/choose a barclaycard)

    Worth a try, especially as it's only a soft check that won't hurt your credit file, and the all rounder card allows you to purchase interest free as well as 0% balance transfers if you need them.
    Thanks for the reply. I, for some reason, took it as red that if I have a card with a borrower already that I can't pay for another from the same. Is that just balance transfer card?
  • sjb76
    sjb76 Posts: 20 Forumite
    The all rounder default is 25 months 0% purchases and 25 months 0% balance transfer
    😊
  • MallyGirl
    MallyGirl Posts: 7,219 Senior Ambassador
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    PollyWolly wrote: »
    Thanks for the reply. I, for some reason, took it as red that if I have a card with a borrower already that I can't pay for another from the same. Is that just balance transfer card?

    you can often have 2 cards but you can't BT from one to another within the same company / group of companies.
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  • sjb76
    sjb76 Posts: 20 Forumite
    Exactly ^^^^ ��
  • Sncjw
    Sncjw Posts: 3,562 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Why can't you put season tickets on the Barclay card
    Mortgage free wannabe 

    Actual mortgage stating amount £75,150

    Overpayment paused to pay off cc 

    Starting balance £66,565.45

    Current balance £58,108

    Cc around 8k. 

  • stuart30
    stuart30 Posts: 499 Forumite
    Candyapple wrote: »
    Your easiest option to clear your 'Very' balance and also to pay for the season ticket is to apply for a 0% money transfer card.

    https://creditcards.moneysavingexpert.com/?money-transfers&_ga=2.18814585.1176274325.1494327343-533866878.1494322857

    What do the results say?

    Capital One is no good as they are a subprime card provider so your credit limit with them would likely only be £100 or £200.

    Not always think my limit started at about £1000...been a while,but was decent enough limit to start.
  • PollyWolly
    PollyWolly Posts: 21 Forumite
    Sncjw wrote: »
    Why can't you put season tickets on the Barclay card
    My current barclaycard? Too close to the limit and what I have on it would never cover it (I have 3 grand limit and there's over 2700 owed on it. This also has me thinking I won't be approved for another
  • I recently got a 0% balance transfer Virgin credit card.

    It also let me do a 0% money transfer into my bank account.

    Could you use that transferred money to pay off Very and buy the season ticket?
  • Candyapple
    Candyapple Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I recently got a 0% balance transfer Virgin credit card.

    It also let me do a 0% money transfer into my bank account.

    Could you use that transferred money to pay off Very and buy the season ticket?


    Did you even bother to read the thread before posting a pointless response? Or specifically, post number 8 from the OP??
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
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