We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Two settled Wonga loans on my credit file from 2013

2»

Comments

  • Candyapple
    Candyapple Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    takman wrote: »
    It's worth pointing out that there are actually more than three Licensed Credit Reference Agencies in the UK, but those three are the main ones and currently the only ones worth checking.

    I've never heard of there being more than 3 - care to share names of any others?

    If you are talking about National Hunter and Synetics etc., I wouldn't class those as CRAs.
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
  • takman
    takman Posts: 3,876 Forumite
    1,000 Posts Combo Breaker
    Candyapple wrote: »
    I've never heard of there being more than 3 - care to share names of any others?

    If you are talking about National Hunter and Synetics etc., I wouldn't class those as CRAs.



    Crediva is also an official CRA in the UK and you can request a £2 statutory report from them but they don't seem to hold very much information.
  • FlickyK
    FlickyK Posts: 23 Forumite
    Third Anniversary 10 Posts
    I know it was ages ago but I've posted a new thread elsewhere so thought I'd update this one -
    I just queried them and Wonga immediately accepted they weren't mine and removed so all fine!!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.