We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Didn't use the HTB ISA - what now?
Comments
-
I already use all the 5% accounts I can access, except for HSBC because they are absolutely useless and I'm not wasting 45 minutes going through an application for an Advance account when last time they rejected me because they filled in the form wrong and missed a zero off my salary. :mad:It might offer a better rate than cash ISAs but it's definitely not the best rate available. Not sure why you'd bother to twist the rules to get 3.5% when you can get 5% outside an ISA perfectly legitimately with regular savers and current accounts.
Hmm, never had such a reminder. I think I'll leave it open until they next pay interest then close it, just to make sure I do get the 3.5%.When you open a HTB you sign an eligible customer declaration. As part of this you agree to be bound as an eligible customer by the scheme rules. Each year you are required to be provided with a reminder to check you are still an eligible customer.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards