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Spend Nowt, Buy Nowt, Owe Nowt

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  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I am determined to get some stuff done this weekend so have written a (long) list. DS is spending some of tomorrow with DPIL so hoping to make a start tonight.

    - final gym class :eek:
    - final weigh in :eek:
    - training walk
    - meal plan
    - food shop
    - order veg box (need to change address)
    - find completion certificate for IVA
    - print off my payslips
    - paint bedroom ceiling
    - whitewash coat on walls
    - wash plaster off window and skirtings
    - measure window and order roller blind
    - deep clean main bathroom
    - change/launder sheets our room and DS room
    - washing
    - ironing
    - put laundry away
    - mow lans
    - cut hedge
    - dust and vac living and din8ng room
    - clean kitchen floor
    - mop conservatory floor
    - dust and vac stairs
    - process apples
    - make apple desert
    - make apple cake
    - make soup
    - make cheese scones
    - remove DH floordrobe, dust and vac our bedroom
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • apple_muncher
    apple_muncher Posts: 15,243 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    That's some list!


    Am in need of a little sit down to recover from reading it... :D
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Hello there XSpender,


    I've been reading your diary with interest and wish to subscribe if you'll have me along for the ride. I've migrated from the MFW forum into this one and will hopefully be starting my own diary soon. Yours has given me the push I needed.


    Hope your Friday is turning out to be a good (moneysaving) one.


    Thistle
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hello Thistlewhistle lovely to 'see' you here. I'm afraid not much debt busting seems to get done around here :o I will keep an eye out for your diary and pop over to 'see' you.
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Made a start

    [STRIKE]- final gym class :eek:[/STRIKE]
    - final weigh in :eek:
    - training walk
    [STRIKE]- meal plan[/STRIKE]
    [STRIKE]- food shop[/STRIKE]
    - order veg box (need to change address) - had to send via email
    - find completion certificate for IVA
    - print off my payslips
    - paint bedroom ceiling
    - whitewash coat on walls
    - wash plaster off window and skirtings
    - measure window and order roller blind
    - deep clean main bathroom
    - change/launder sheets our room and DS room
    - washing - 1 load done
    - ironing
    - put laundry away
    - mow lawns
    - cut hedge
    - dust and vac living and dining room
    - clean kitchen floor
    - mop conservatory floor
    - dust and vac stairs
    - process apples
    - make apple desert - bought pastry to make Apple Amber
    - make apple cake
    - make soup
    - make cheese scones
    - remove DH floordrobe, dust and vac our bedroom

    Adding on:

    - Buy stamps and post 3 birthday cards already have
    - Use up past it bananas
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • badmemory
    badmemory Posts: 9,727 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Apple batter pudding! Good Housekeeping reprinted 1967 original 1940something. Knocks apple crumble or pie off the choice list. It's like toad in the hole with added sugar. You can use crab apples too. Even icing sugar instead of caster. It is even lovely cold or hot with or without custard.


    I've only had this recipe book since 1969 but only tried this a few months ago when a friend's son had a load of rhubarb that he was going to do nothing with & this is MSE after all & I couldn't just see it all going to waste. So rhubarb apple plum dried fruit even bacon (not tried that yet).
  • Suffolk_lass
    Suffolk_lass Posts: 10,318 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Congratulations on a bucket of apples. I look to my larder and their use over coming weeks and months.

    We normally get a bucket of Bramley (cooking) apples from a neighbour. I pick out a few with no blemishes or marks and wrap each one separately in newspaper and put them in a wooden or heavy card box and store in the utility area (and they keep for the winter) to use for baked apples or apple sauce for pork, if they start to degrade before I come back to them. When women did not work they used to check them at least monthly...

    Any with damaged apples I peel and core and cut into chunks and freeze in plastic containers, then transferring them to bags that I can "tetris" in my freezer - we also have the odd bag of ready-made crumble mix so I can deploy a last minute dessert without fuss.

    I bottle them too - a kilner jar washed in the dishwasher or heated from cold in the oven to 120c, then when cold packed with raw prepped apple and then pour over a light sugar syrup (melted sugar in water) - make sure there are no bubbles or gaps and the jar is as full as you can. Then put on the spring-form or screw lid and gently heat either in the oven for around 45 minutes or traditionally people would put them in a pot of water and "poach" them in the jars. You need the syrup to come to the boil slowly and then simmer for around 20 minutes. They look great and are semi-cooked when you need them - great if you want to gift a personal thing but for us working women you may feel this is a step too far. For me it is a relaxation thing where I switch off from work.
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    My DS would love the apple batter pudding badmemory.

    I like the idea of the jars of apples Suffolklass and do have some empty kilner jars if I can find the time to do it. Otherwise it will be the peel, chop and chuck in the freezer option. I remember my dad storing boxes of apples wrapped in newspaper when I was little. I never wanted to eat them though :o

    Midday update on the list:

    [STRIKE]- final gym class :eek:[/STRIKE]
    [STRIKE]- final weigh in :eek:[/STRIKE] lost half a stone but feel much skinnier :)
    - training walk
    [STRIKE]- meal plan[/STRIKE]
    [STRIKE]- food shop[/STRIKE]
    [STRIKE]- order veg box (need to change address) [/STRIKE]
    - find completion certificate for IVA
    - print off my payslips
    - paint bedroom ceiling - needs a second coat
    [STRIKE]- whitewash coat on walls[/STRIKE]
    - wash plaster off window and skirtings
    - measure window and order roller blind
    - deep clean main bathroom
    - change/launder sheets our room and DS room - in progress
    - washing - 3 loads done
    - ironing
    - put laundry away
    - mow lawns
    - cut hedge
    [STRIKE]- dust and vac living and dining room[/STRIKE]
    [STRIKE]- clean kitchen floor[/STRIKE]
    [STRIKE]- mop conservatory floor [/STRIKE]
    - dust and vac stairs
    - process apples
    - make apple desert - bought pastry to make Apple Amber
    - make apple cake
    - make soup
    - make cheese scones
    - [STRIKE]remove DH floordrobe,[/STRIKE] (he did it last night when I was at the gym :eek:) dust and vac our bedroom

    Adding on:

    - Buy stamps and post 3 birthday cards already have
    - Use up past it bananas - banana cookies and freeze other 2 for something else later
    - Take curtains back to n3xt
    - buy more white emulsion
    - buy new door handles so can close door and stop dog getting in newly decorated bedroom
    - paint colour on to walls in bedroom
    - clean bedroom carpets
    - move bed and put bedrooms back together (DH is determined to have the rooms complete by the end of the weekend :T)
    - make pea and ham soup using water from the gammon I am slow cooking on Sunday
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • You're certainly cracking the whip through your to do list XSpender!
    Wish I had your drive.


    I have made a pan of leek and potato soup out of all the whoopsed leeks I picked up from M0rris0ns yesterday. Thickened it up with some Quark to make it a bit creamier. No extra syns added there!! Very filling. Several meals for about £2!!


    I daren't write a to do list - I may never stop writing!


    Thistle:)
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • apple_muncher
    apple_muncher Posts: 15,243 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Just remembered: mash up nanas with peanut butter and freeze = ice cream!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
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