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Rambling on...
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Hiya WannbeFree
Thanks
I shopped around and my life insurance is a very good one that I'm happy to keep going with
I will be looking to save on my car insurance when it is due again, as I should be able to get a better deal on that.BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
R.I.P. T.P.0 -
Do you rent from a local authority. Sometimes they offer cheap contents insurance which is paid with rent.Have adventures. laugh a lot and always be kind.0
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Hi Toni'sfriend
Yes, renting from council. Thanks. I'll look into this, as I think they do, if you're up to date and pay your rent by Direct Debit...
Yes, they do, so I'll see if I can get that in place as soon as I can.BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
R.I.P. T.P.0 -
Thats good about the contents insurance
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Good news - we got a raise...
Bad news - Due to the recent rise in rent and council tax it has been cancelled out...
...one hand giveth and the other taketh away... *sigh*
Ach, well, looking on the bright side, I've broke even and I'm no worse off
There may be a further raise due to changes in tax, not counting on it thoBUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
R.I.P. T.P.0 -
It is hard. A lot of people in my current place have gained from the rise in minimum wage, but lose it to the increase in pension contributions Most are part time so don't pay tax so they don't gain from that increase but they still have the extra council tax and rent to pay. For some the only option is to opt out of the pension which is such a shame.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo0 -
Anyone use Monzo? Thinking of using it as my spending account so I can more accurately track my spending...BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
R.I.P. T.P.0 -
I've used Starling for about 6 months and have been happy with them. The transaction analysis is good and you can do saving 'pots'. I have mine set to round any transaction up and put the difference into a Xmas spends pot. It is in a silo so you don't see the amount in your spendable balance but it still earns interest.26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%SPC 2019 #073
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Thanks Lucifa73
I've looked at both and Monzo seems to be the one for me, so far anyway
The Monzo account lets you do similar and set up pots for different things on it and keeps them seperate from your available spend... I like that
So, my three pot system will become a four pot system, for a wee while anyway...BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
R.I.P. T.P.0 -
TFI Friday YAY!!! :j:j:j
The weekend is so close I can smell it lol
I now have a MONZO account Just waiting on the card coming thru, will use this as my spending account / pot...
Contacted my local council vis rent and contents insurance and I'm awaiting the forms to sort everything out for that
Planning a local hike (or two) this weekend so looking at long circuit walks in the area... strange how they always seem to start and finish at a pub
Hope everyone has a grand day and a great weekend
Will pop in an oot as the day goes on, need to get back to this work thingy now
:ABUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
R.I.P. T.P.0
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