We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Rambling on...
Options
Comments
-
It makes perfect sense.
It is tight.
I really cant see any obvious ways to cut down.
Child maintenance is high but I take it you cant reduce it.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks Beanie
Aye, the maintenance is what it is...
Once my sequestration is done of course, I'll have what I'm paying on my DCO back in surplus again.
Just keeping things as frugal as possible.
Doing surveys to get a few extra bob in here n there, I'm managing.BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
R.I.P. T.P.0 -
UncannyScot wrote: »Thanks Beanie
Aye, the maintenance is what it is...
Once my sequestration is done of course, I'll have what I'm paying on my DCO back in surplus again.
Just keeping things as frugal as possible.
Doing surveys to get a few extra bob in here n there, I'm managing.
How long has your DCO to run?
Hope there is light at the end of the tunnel
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Until end of August 2021... so just over two years.
I know that I'll get there
BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
R.I.P. T.P.0 -
UncannyScot wrote: »Until end of August 2021... so just over two years.
I know that I'll get there
You will indeed I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Basically, I would like to be able to have enough surplus available so as to sort out contents insurance, cos while I don't have much, I would like to make sure that it were covered, just in case...
I went thru a few years of having nothing but what I wore and carried... I appreciate and I am grateful for what little I now have and want to protect it, if that makes sense...BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
R.I.P. T.P.0 -
It looks like you're doing well with the budgeting; I think it's so easy to try and stop all "non-essential" expenditure like hobbies, but we have to enjoy life, don't we? The only thing I can see is that your mobile phone bill is pretty high. Are you tied into a contract? I pay a tenner PAYG and it's enough of everything for my personal and business use... just a thought x2019 Aim: Save £10,000
Don't sacrifice what you want most for what you want now0 -
UncannyScot wrote: »Basically, I would like to be able to have enough surplus available so as to sort out contents insurance, cos while I don't have much, I would like to make sure that it were covered, just in case...
I went thru a few years of having nothing but what I wore and carried... I appreciate and I am grateful for what little I now have and want to protect it, if that makes sense...
That makes all the sense in the world.
I salute you I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I think your soa looks good
Have you shopped around for your life insurance etc? If any savings could be had there maybe enough for a basic contents insurance?
You're amazing as ever :A
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Hi ladymay
Yes, I'm on a contract but as soon as its done, I'll be onto a sim only again, it's got about a year left to run.
I would reduce my multi-media, but I cannot find anyone that comes even close to matching Virgin for broadband service and of course if all you want is broadband it's way more expensive outwith a "bundle" package, it makes no sense to me...BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
R.I.P. T.P.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards