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A whole new world, for now
Comments
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Sounds dire.
Keep plodding xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
I can't even commit to writing down the extent to which an issue is being mismanaged. The low paid job may soon be no more. Am not sure I can continue to be associated with itMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.1
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Oh no, that sounds as if it's going very pear shaped. Don't put yourself in a situation that could rebound on you.
Hope you are okay?I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/221 -
Cherryfudge wrote: »Oh no, that sounds as if it's going very pear shaped. Don't put yourself in a situation that could rebound on you.
Hope you are okay?
From me too.
Take care xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Thanks peeps. In a way, it's good that it's so bad as I may otherwise have let things limp on for longer. Yes I will lose regular income but better to get out with my credibility intact.
Yesterday was a dublin day for which no money was earned but a bit of business development. Unfortunately it bacame a longer than expected day due to a traffic accident on the motorway. Still, made it home safe which is the main thing.
Got word while there that the 400 mile journey last week has brought in an assignment so it was worthwhile and will get the new trading year underway. Got home to a stroppy dd, no idea why. You'd think that at 31 she'd have outgrown teenage sulks!
Today I'm back into the problem client. I'm hoping that nothing else has developed since I was last there. Today I am grateful for
New work
Catching up with former clients
A funny, happy dogMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.1 -
Great news about the new assignment, hope today isn't too bad x"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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Good news on the new work
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
New work is good news and you know how I feel about the dog...If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720251 -
Today I will be back at the nightmare client but only for a few hours as I will be taking dd to a hospital appt this afternoon. And here is the rant for today. She was experiencing issues that did not previously exist so went to the gp who gave a prescription. This made things worse so she went back. Meds changed but also referred for urgent hospital investigations as possible cancer risk. She got a letter from hospital advising that they would be in touch 6 weeks before appointment. We have a kind of supplementary healthcare that costs just under £30 per month for the 4 of us. I nagged her to call and check the likely wait as the 6 weeks had scared me a bit. It was 18 months and this was for an investigation to rule out ovarian cancer. Thankfully the healthcare provider agreed to cover consultation and investigation so we go three days after making the first call to them.
I know that waiting times are worse in NI's health service than in GB but how bad do things have to get before things get fixed.
Today I am grateful for
Prioritising payments to a health scheme that responds quickly
Flexibility in work arrangements
My family- it's too easy to take them for grantedMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.1 -
18 months is far too long! I hope all goes well with the appointment and your daughter's issues can be sorted quickly. That £30 a month was indeed a good investment.
Also hope the nightmare client behaves themselves.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/221
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