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A whole new world, for now

edited 30 November -1 at 1:00AM in Debt Free Diaries
2.8K replies 158.3K views
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  • Dolly_RockerDolly_Rocker Forumite
    4.9K posts
    Eighth Anniversary 1,000 Posts I've been Money Tipped! Debt-free and Proud!
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    Oh I have the dentist on Friday too.

    Not anything needing done I don't think but had a wee ulcer on my gum so might be an underlying issue so we will see.

    That tenner is better off in your pocket though!

    Dxxx
    DF 2018 £12,754.09 - PIF 30.11.18
    My Home Fund £3,200.00
    Goal Weight by December 2020 11lbs/91lbs
    I have 4 Nationwide Referrals left, PM me for £100 to switch accounts, link in 1-2 working days
  • in_need_of_directionin_need_of_direction Forumite
    6.6K posts
    Sixth Anniversary 1,000 Posts
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    So, yesterday was a visit to the dentist. Thank whoever for the nhs. Total cost for repair was £13.66 and they waived the 6p. I've also made a June appointment for a routine check up. Got a prescription filled and the box dropped off to go to ziffit. I have also been engaged with hmrc over a mistake they made for the past month. Yesterday they advised that they will be giving me an ex gratia payment. Might only be £10 but it will probably be the closest I get to a tax rebate, ever. It just all takes so much time. Today I WILL get my home office sorted. I will figure out what to wear tomorrow to meet possible clients that will survive a trip to dublin. It's weird. When I was working, I had my uniform of suits. Now, I'm at a bit of a loss. Last night, we had a cheap chicken to cook up and attempted a chicken fried rice fakeaway. What resulted was not great at all and I'd invested £2 in a pot of sauce paste that fell a bit flat. I did however get rid of a bag of stuff, books, etc. to a friend so another space has been freed up. Still nothing bar an email acknowledgement from the business start up people. I know they have missed their response target and I know that they get central government funding for this. If I don't get anything by close of play tomorrow, a complaint goes in on Monday.
    Mortgage at 01.01.14 £119,481.83:eek: today £60212.93 Offset fund today 1366.16 target £2000 by 31/12/20
    Emergency fund £5.5/5.5k & £200/200 cash.:j
    Weight 24/02/19 14st 7lb now 13st 5lb
    determined to stop defining myself by my mistakes.
    Progress not perfection.:T
  • in_need_of_directionin_need_of_direction Forumite
    6.6K posts
    Sixth Anniversary 1,000 Posts
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    Today I got knocked back from one of my submissions. Apparently, I missed the mark in five out of five areas. Hid under the duvet for the rest of the day. Panic starting to hit hard.
    Mortgage at 01.01.14 £119,481.83:eek: today £60212.93 Offset fund today 1366.16 target £2000 by 31/12/20
    Emergency fund £5.5/5.5k & £200/200 cash.:j
    Weight 24/02/19 14st 7lb now 13st 5lb
    determined to stop defining myself by my mistakes.
    Progress not perfection.:T
  • doingitanywaydoingitanyway Forumite
    5.9K posts
    Ninth Anniversary 1,000 Posts Name Dropper Mortgage-free Glee!
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    When you gain some strength might you get some further feedback or do you know why you missed the mark in the areas you did? Use the information for next time. It is bound to take some time to find your next stage but you will get there INOD.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.
  • in_need_of_directionin_need_of_direction Forumite
    6.6K posts
    Sixth Anniversary 1,000 Posts
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    Thanks DIA, I've emailed for feedback. Like I mentioned, I have an inner verruca salt. When I want something, I want it now!
    Today I am grateful for
    My family inc the dog
    An omelette
    An NSD
    Mortgage at 01.01.14 £119,481.83:eek: today £60212.93 Offset fund today 1366.16 target £2000 by 31/12/20
    Emergency fund £5.5/5.5k & £200/200 cash.:j
    Weight 24/02/19 14st 7lb now 13st 5lb
    determined to stop defining myself by my mistakes.
    Progress not perfection.:T
  • hex2hex2 Forumite
    4.7K posts
    I hope you get some constructive feedback. There's an art to writing these things and it isn't necessarily sensible or logical. Much sympathy from me.
    'If you have a garden and a library, you have everything you need' Marcus Tullius Cicero
  • in_need_of_directionin_need_of_direction Forumite
    6.6K posts
    Sixth Anniversary 1,000 Posts
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    Got a response re feedback. They won't provide anything more but I can appeal. So much for transparency and accountability, it's a public sector post. I'm thinking of making a data protection request.
    And now for the good news, I have gotten my first piece of work from an ex client. Am so incredibly relieved. I will get my stake money back from the business. Even if I get nothing else, the only loss has been potential wages so all is good. There is also the prospect of another piece of work later in the year.
    DS is home this weekend with a friend. They have just been through their second consecutive party night, the first was in dublin and are both shattered. Not sure what the plans are for today but expect it'll be this afternoon before either one surfaces.
    MSE news, I finally bought the new toilet brush, it was reduced. Yay
    I shopped at m&s yesterday where using my sb £5 voucher, buying whoopsied and taking advantage of the 2 dine ins, I got £65 worth for £29.
    I then went to local supermarket and used my £5 off a £25 spend while getting two half price laundry detergents.
    A visitor arriving with DS yesterday also upped the cleaning gears so it's all good.
    Today I'm not sure what's happening so will be flexible as possible.
    Mortgage at 01.01.14 £119,481.83:eek: today £60212.93 Offset fund today 1366.16 target £2000 by 31/12/20
    Emergency fund £5.5/5.5k & £200/200 cash.:j
    Weight 24/02/19 14st 7lb now 13st 5lb
    determined to stop defining myself by my mistakes.
    Progress not perfection.:T
  • beanieloubeanielou Forumite
    71.8K posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Great news on work & the bargains.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    **Weight loss 2 stone 2 lbs **
    MFW. 9 months to go. B)
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • parsnipheadparsniphead Forumite
    2.9K posts
    Part of the Furniture 1,000 Posts
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    Well done on getting you our piece of work. I'm sure it will be the first of many.

    Enjoy your day today.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • doingitanywaydoingitanyway Forumite
    5.9K posts
    Ninth Anniversary 1,000 Posts Name Dropper Mortgage-free Glee!
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    You are getting your mojo back. Go INOD, go INOD...
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.
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